NOTE: The ANZ Frequent Flyer Card has been discontinued and is no longer available as of November 2022. For those looking to earn Qantas Points on spend, check out the other cards in ANZ’s frequent flyer cards line-up like the Frequent Flyer Platinum or Frequent Flyer Black.
We left this guide up as a reference for existing cardholders.
The ANZ Frequent Flyer Card is the entry-level card in ANZ’s frequent flyer card line-up. It comes with a $95 annual fee and earns Qantas Points on all eligible spend, uncapped.
This guide covers the earn rates, caps and benefits of the ANZ Frequent Flyer Card.
Digging into the details of the ANZ Frequent Flyer
Card Details
| Card | ANZ Frequent Flyer |
| Loyalty program | Qantas Frequent Flyer |
| Points earned from spend | 0.5 Qantas Points per $1 spent on eligible purchases up to $500 per statement period, then 0.25 Qantas Points per $1 spent on eligible purchases above $500 per statement period |
| Overseas transaction fee | 3% of the converted amount |
| Mobile wallet | Apple Pay, Google Pay, Samsung Pay, Fitbit Pay and Garmin Pay |
| Purchase rate | 20.99% |
| Cash advance rate | 21.99% |
| Interest Free days | Up to 55 days |
| Annual fee | $95 |
The standard ANZ Frequent Flyer has a reasonable $95 annual fee, with an earn rate of 0.5 Qantas Point per $1 spent on eligible purchases up to $500 per statement period, and 0.25 Qantas Point per $1 thereafter, uncapped.
There are minimal additional other benefits that come with this card, but for the $95 annual fee, that’s not too surprising.
Apple Pay, Google Pay and Samsung Pay support with ANZ
ANZ cards support Apple Pay, Google Pay and Samsung Pay, meaning you can use their cards on your smartphone for easier payments. Find out more in our guides for each of the compatible services.
Card eligibility criteria
These are the minimum requirements to be eligible to apply for this Card. Other additional eligibility criteria, such as proof of income, will generally be required later on.
- Be 18 years old of age or over, and;
- Be a permanent Australian resident or a non-permanent resident with more than 9 months remaining on your visa
Frequently Asked Questions
ANZ will charge 3% of the value of any international Transaction charged or credited to your ANZ credit card. For further information, refer to ANZ Personal Account Fees and Charges.
To check your Qantas Points, sign in to your Qantas Frequent Flyer account via the membership portal.
Some transactions and other items are not eligible to earn Qantas Points. Please refer to the ANZ Frequent Flyer Reward Terms and Conditions booklet for details.
Summing up: ANZ Frequent Flyer
The ANZ Frequent Flyer credit card as an entry-level card has a low ongoing annual fee. However, the cap on spend may be limiting for significant ongoing use.
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