If you are an American Express Card Member, one of the biggest perks is regular offers for bonus points or cashback when you make purchases at participating retailers. If these offers align with something you were planning to buy anyway, then it sweetens the deal.

American Express cardholders may get different Amex Offers.
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How do I use Amex Offers?

Amex Offers gives you discounts and savings with bonus points or a statement credit when eligible purchases are made. Usually, you need to meet a certain threshold, though bonus points offers are generally on a per-dollar basis.

Participating businesses can range from smaller boutique stores to big brands such as Amazon, Sony, Qantas and Harvey Norman. Keep an eye out for any offers that might be relevant to you.

Example of Amex Offers available on a Platinum Charge account.

Here are some key points to keep in mind:

  • Not every offer is made available to all members. Some are personalised, so you may see something in your account that another person doesn’t.
  • You must use the card enrolled in the offer to access the benefit.
  • Make sure you read the terms and conditions for each offer.
  • Some business, travel, government and prepaid cards are not eligible.

Amex Offers are usually combinable with third-party cashback sites (such as Cashrewards, Shopback, and Topcashback) and coupon codes, as long as the final amount still meets the offer threshold. But consult the T&Cs for any exclusions.

If you’re an existing American Express Card Member, then it’s easy to register for offers:

  1. Log in to your American Express account or go through the Amex app
  2. Scroll down the web until you see ‘Offers’. On the app, look for the ‘Offers’ tab.
  3. You’ll see the offers your card is eligible for. Click ‘Save to Card’ to activate it.
  4. Complete your qualifying spend by the expiry date. If you meet all the T&Cs, you’ll get your reward shortly.

According to the terms and conditions, statement credits are processed within three working days but can take up to 90 days in rare circumstances. In our experience, statement credits usually appear within 48 hours or less of the purchase being made.

Summing up

Amex Offers are a handy way to maximise your American Express membership. You can save hundreds of dollars a year on things you might have purchased anyway.

Keeping an eye on the Offers section of the mobile app is an easy way to see where you can score some discounts in the form of statement credits. But the usual rules of discount hunting apply. Don’t go overboard and spend more than you would have done anyway because there’s a deal!

Frequently asked questions

How do I find my Amex offers?

If you have an Amex-issued card, you will find the offers in your account or on the mobile app.

Can I get my Amex fee waived?

American Express does not typically waive annual fees. You should contact Amex for more information or to put in a request.

What rewards does Amex offer?

Apart from these promotions such as ‘Shop Small’, many American Express cards come with other benefits such as bonus points signups and lounge access passes.

Guide to American Express cashback offers was last modified: January 13th, 2025 by Brandon Loo