Credit Card Insurances Summary Table
Point Hacks Community – Credit Card Insurance Summary
This table contains a summary list of all the points / travel credit cards on the market in Australia, their known or promoted insurances that come with the card, and a link to the Product Disclosure Statement (PDS) for each card.
Usage notes:
- This information is supplied for guidance only – don’t consider it a canonical / fully accurate and always up to date list. It was last updated in April 2022.
- Out of date PDS documents could still be linked from this table, with the links working, if a change has been made by a bank and they have not removed their old PDS from their site.
- If you are relying on a specific inclusion, please recheck the bank’s website or give them a call before making any decisions, for a link to the most recent PDS
- Email [email protected] if you find any out of date documents linked from this table. Thanks!
| Credit Card | Travel Insurance Included | Purchase Insurances Included | Purchase Insurances PDS | Other Insurances Included | Other Insurances PDS |
|---|---|---|---|---|---|
| American Express Platinum Card | Yes - PDS | Purchase Protection | PDS | Travel Inconvenience Cover Personal Baggage, Money and Documents Cover Car Rental Insurance Waiver Smarphone Screen Insurance Roadside Assistance Home Assistance | PDS |
| American Express Platinum Edge | Yes - PDS | Purchase Protection | PDS | Buyer's Advantage Refund Protection Fraud Protection Guarantee Emergency Card replacement Plan It Instalments Overseas Medical Emergency Expense cover Personal Liability Cover Travel Cancellation Cover Travel Inconvenience Cover Loss or damage baggage cover | PDS |
| American Express Platinum Business | Yes - PDS | Purchase Protection | PDS | Cover for Medical Emergencies Travel Accident Insurance Business Trip Completion Cover Travel Cancellation and Inconvenience Cover Complimentary Baggage Insurance | PDS |
| American Express Gold Business | Yes - PDS | N/A | N/A | Transport Accident Cover Accident Medical Insurance Baggage and Personal Possessions Insurance Coverage for Personal Trips Business Travel Accident Insurance Personal Liability Cover | PDS |
| American Express Business Accelerator | N/A | Online Fraud Protection Guarantee | N/A | N/A | N/A |
| Qantas American Express Ultimate | Yes - PDS | Purchase Protection Online Fraud Protection Guarantee Refund Protection | PDS | Transport Accident Cover Travel Inconvenience Cover Medical Emergency Expenses Cover Resumption of Journey Cover Baggage, Money and Documents Cover Travel Cancellation Cover Personal Liability Cover | PDS |
| Qantas American Express Premium | Yes - PDS | Purchase Protection Online Fraud Protection Guarantee Refund Protection | Yes - PDS | Emergency Card replacement Transport Accident Cover Medical Emergency Expenses Cover Baggage, Money and Documents Cover | PDS |
| Qantas American Express Discovery | N/A | Purchase Protection Online Fraud Protection Guarantee | PDS | Refund Protection | PDS |
| American Express Qantas Business Rewards | Yes - PDS | N/A | N/A | Transport Accident Cover Travel Inconvenience Cover Medical Emergency Expenses Cover Baggage, Money and Documents Cover Travel Cancellation Cover Personal Liability Cover | PDS |
| American Express Velocity Platinum | Yes - PDS | Card Purchase Cover Card Refund Cover | PDS | Personal Accident Cover Medical Emergency Expenses Cover Personal Liability Cover | PDS |
| American Express Velocity Escape | N/A | Purchase Protection Refund Protection Cover Fraud Protection Guarantee | PDS | N/A | N/A |
| American Express Velocity Business | Yes - PDS | N/A | N/A | Medical Emergency Expenses Cover Travel Inconvenience Cover Transport Accident Cover Personal Liability Cover Business Trip Completion Cover | PDS |
| American Express David Jones | N/A | Purchase Protection Online Fraud Protection Guarantee | PDS | Emergency Card Replacement | PDS |
| American Express David Jones Platinum | Yes - PDS | Purchase Protection Cover Refund Protection Cover Buyer's Advantage Cover | PDS | Medical Emergency Expenses Cover Baggage, Money & Documents Cover Personal Liability Cover | PDS |
| American Express Explorer | Yes - PDS | Purchase Protection Cover Refund Protection of unused eligible items Buyers advantage cover | PDS | Medical Emergency Expenses Cover Personal Liability Cover Smartphone Screen Cover Loss Damage Waiver Cover | PDS |
| American Express Business Explorer | Yes - PDS | N/A | N/A | Card Account Balance Waiver Cover Business Trip Completion Cover Medical Emergency Expenses Cover Personal Liability Cover | PDS |
| American Express Cashbback | N/A | Purchase Protection Cover Refund Protection Cover | PDS | Smartphone Screen Cover | PDS |
| American Express Essential | N/A | Purchase Protection Cover Refund Protection Cover Buyer's Advantage Cover | PDS | Smartphone Screen Cover | PDS |
| ANZ Rewards Classic | N/A | N/A | N/A | N/A | N/A |
| ANZ Rewards Black | Yes - PDS | Extended Warranty 90-day Purchase Security Insurance | PDS | Transit Accident Insurance | PDS |
| ANZ Rewards Platinum | Yes - PDS | Extended Warranty 90-day Purchase Security Insurance | PDS | Transit Accident Insurance | PDS |
| ANZ Rewards Travel Adventures Card | Yes - PDS | Extended Warranty 90-day Purchase Security Insurance | PDS | Transit Accident Insurance | PDS |
| ANZ Frequent Flyer Black | Yes - PDS | Extended Warranty 90-day Purchase Security Insurance | PDS | Transit Accident Insurance | PDS |
| ANZ Frequent Flyer Platinum | Yes - PDS | Extended Warranty 90-day Purchase Security Insurance | PDS | Transit Accident Insurance | PDS |
| ANZ Frequent Flyer | N/A | N/A | N/A | N/A | N/A |
| ANZ Platinum | Yes - PDS | Extended Warranty 90-day Purchase Security Insurance | PDS | Transit Accident Insurance | PDS |
| ANZ Low Rate | N/A | N/A | N/A | N/A | N/A |
| Bank of Melbourne Amplify Platinum - Amplify Rewards | Yes - PDS | Purchase Security Insurance Price Guarantee Insurance | PDS | Transit accident insurance policy Extended Warranty Insurance Policy Interstate Flight Inconvenience Insurance Policy Rental Vehicle Excess Insurance in Australia Policy | PDS |
| Bank of Melbourne Amplify Platinum - Qantas Rewards | Yes - PDS | Purchase Security Insurance Price Guarantee Insurance | PDS | Transit accident insurance policy Extended Warranty Insurance Policy Interstate Flight Inconvenience Insurance Policy Rental Vehicle Excess Insurance in Australia Policy | PDS |
| Bank of Melbourne Amplify Signature Visa | Yes - PDS | Purchase Security Insurance Price Guarantee Insurance | PDS | Transit accident insurance policy Extended Warranty Insurance Policy Interstate Flight Inconvenience Insurance Policy Rental Vehicle Excess Insurance in Australia Policy | PDS |
| Bank of Melbourne Amplify Signature Visa - Qantas Rewards | Yes - PDS | Purchase Security Insurance Price Guarantee Insurance | PDS | Transit accident insurance policy Extended Warranty Insurance Policy Interstate Flight Inconvenience Insurance Policy Rental Vehicle Excess Insurance in Australia Policy | PDS |
| BankSA Amplify Platinum - Amplify Rewards | Yes - PDS | Purchase Security Insurance Price Guarantee Insurance | PDS | Overseass Travel Insurance Policy Extended warranty Insurance Policy Interstate Flight Inconvenience insurance Policy Rental Vehicle Excess insurance in Australia Policy Transit Accident Insurance Policy | PDS |
| BankSA Amplify Platinum - Qantas Rewards | PDS | Purchase Security Insurance Price Guarantee Insurance | PDS | Overseass Travel Insurance Policy Extended warranty Insurance Policy Interstate Flight Inconvenience insurance Policy Rental Vehicle Excess insurance in Australia Policy Transit Accident Insurance Policy | PDS |
| BankSA Amplify Signature - Amplify Rewards | PDS | Purchase Security Insurance Price Guarantee Insurance | PDS | Overseass Travel Insurance Policy Extended warranty Insurance Policy Interstate Flight Inconvenience insurance Policy Rental Vehicle Excess insurance in Australia Policy Transit Accident Insurance Policy | PDS |
| BankSA Amplify Signature - Qantas Rewards | PDS | Purchase Security Insurance Price Guarantee Insurance | PDS | Overseass Travel Insurance Policy Extended warranty Insurance Policy Interstate Flight Inconvenience insurance Policy Rental Vehicle Excess insurance in Australia Policy Transit Accident Insurance Policy | PDS |
| Bankwest Qantas Platinum | Yes - PDS | Purchase security cover Purchase extended warranty Purchase price guarantee | PDS | Medical and Hospital Cover Losts/Damage/Theft Delayed Baggage Car Hire Insurance Excess Loss o Income | PDS |
| Bankwest Qantas World | Yes - PDS | Purchase security cover Purchase extended warranty Purchase price guarantee | PDS | Medical and Hospital Cover Losts/Damage/Theft Delayed Baggage Car Hire Insurance Excess Loss o Income | PDS |
| BoQ Specialist Platinum | Yes - PDS | Purchase Security Insurance | PDS | Medical Emergency Expenses Cover Extended Warranty Insurance Transport Accident Insurance Best Price Guarantee Golfers Insurance Global Hire Car Excess Waiver Domestic Flight Inconvenience Insurance | PDS |
| BoQ Specialist Signature | Yes - PDS | Purchase Security Insurance | PDS | Medical Emergency Expenses Cover Overseas Travel Insurance Extended Warranty Insurance Transport Accident Insurance Best Price Guarantee Golders Insurance Global Hire Car Excess Waiver Domestic Flight Inconvenience Insurance | PDS |
| CardServices Platinum Mastercard | Yes - PDS | Purchase Cover Insurance Guaranteed Pricing Scheme | PDS | Extended Warranty Insurance Transit Accident Insurance Interstate Flight Insurance | PDS |
| Citi Prestige Mastercard | Yes - PDS | Purchase Cover Insurance Guaranteed Pricing Scheme | PDS | International Travel Insurance Interstate Flight Inconvenience Transit Accident Insurance Extended Warranty Insurance | PDS |
| Citi Premier Mastercard | Yes - PDS | Purchase Cover Insurance Guaranteed Pricing Scheme | PDS | International Travel Insurance Interstate Flight Inconvenience Transit Accident Insurance Extended Warranty Insurance | PDS |
| Citi Rewards Mastercard | Yes - PDS | Purchase Cover Insurance Guaranteed Pricing Scheme | PDS | International Travel Insurance Interstate Flight Inconvenience Transit Accident Insurance Extended Warranty Insurance | PDS |
| Citi Emirates World MasterCard | Yes - PDS | Purchase Cover Insurance Guaranteed Pricing Scheme | PDS | International Travel Insurance Interstate Flight Inconvenience Transit Accident Insurance Extended Warranty Insurance | PDS |
| Coles Rewards Mastercard | N/A | Purchase Protection Insurance Extended Warranty Insurance | PDS | Transit Accident Insurance | PDS |
| Commonwealth Bank Diamond Awards | Yes - PDS | Purchase Security Insurance Extended Warranty Insurance Price Guarantee | PDS | Emergency Overseas Medical Assistance & Hospital Expenses Personal Liability Cancelation fees & lost deposits Lost or damaged luggage & personal goods Rental Vehicle Excess NOTE: Booking through your CBA card is not a requirement, simply activate via NetBank before you travel. | PDS |
| Commonwealth Bank Platinum Awards | Yes - PDS | Purchase Security Insurance Extended Warranty Insurance Price Guarantee | PDS | Emergency Overseas Medical Assistance & Hospital Expenses Personal Liability Cancelation fees & lost deposits Lost or damaged luggage & personal goods Rental Vehicle Excess NOTE: Booking through your CBA card is not a requirement, simply activate via NetBank before you travel. | PDS |
| Commonwealth Bank Gold Awards | Yes - PDS | Purchase Security Insurance Extended Warranty Insurance Price Guarantee | PDS | Emergency Overseas Medical Assistance & Hospital Expenses Personal Liability Cancelation fees & lost deposits Lost or damaged luggage & personal goods Rental Vehicle Excess NOTE: Booking through your CBA card is not a requirement, simply activate via NetBank before you travel. | PDS |
| Diners Club Card | Yes - PDS | Purchase Cover Insurance Guaranteed Pricing Scheme | PDS | Interstate Flight Inconvenience Insurance Transit Accident Insurance Extended Warranty | PDS |
| Diners Club Card + World MasterCard | Yes - PDS | Purchase Cover Insurance Guaranteed Pricing Scheme | PDS | Interstate Flight Inconvenience Insurance Transit Accident Insurance Extended Warranty | PDS |
| Diners Club Frequent Flyer | Yes - PDS | Purchase Cover Insurance Guaranteed Pricing Scheme | PDS | Interstate Flight Inconvenience Insurance Transit Accident Insurance Extended Warranty | PDS |
| Diners Club Frequent Flyer + World MasterCard | Yes - PDS | Purchase Cover Insurance Guaranteed Pricing Scheme | PDS | Interstate Flight Inconvenience Insurance Transit Accident Insurance Extended Warranty | PDS |
| HSBC Platinum Qantas | Yes - PDS | Purchase Protetion Insurance Guaranteed Pricing Scheme Extended Warranty Insurance | PDS | Transit Accident Insurance Rental Vehicle Insurance Excess Cover | PDS |
| Jetstar Mastercard | N/A | N/A | N/A | N/A | N/A |
| Jetstar Platinum Mastercard | Yes - PDS | Purchase Security Insurance Extended Warranty Insurance | PDS | Travel Cancellation Cover Transport Accident Cover Interstate flight invonvenience Cover Global Hire Car Excess Waiver | PDS |
| Latitude 28 Degrees | Yes - PDS | N/A | N/A | N/A | N/A |
| Macquarie Visa Platinum | Yes - PDS | Purchase Security Insurance Extended Warranty Insurance | PDS | Overseas Travel Insurance Transport Accident Insurance Intestate Flight Inconvenience Insurance Travel Cancellation Cover Medical emergency expenses cover | PDS |
| Macquarie Visa Black | Yes - PDS | Purchase Security Insurance Extended Warranty Insurance | PDS | Overseas Travel Insurance Transport Accident Insurance Intestate Flight Inconvenience Insurance Travel Cancellation Cover Medical emergency expenses cover | PDS |
| NAB Qantas Rewards Classic | N/A | Purchase Protection Insurance | PDS | N/A | N/A |
| NAB Qantas Rewards Premium | Yes - PDS | Purchase Protection Insurance Extended Warranty Insurance | PDS | Intestate Flight Inconvenience Insurance Transit Accident Insurance Rental Vehicle Excess in Australia | PDS |
| NAB Qantas Rewards Signature | Yes - PDS | Purchase Protection Insurance Extended Warranty Insurance | PDS | Intestate Flight Inconvenience Insurance Transit Accident Insurance Rental Vehicle Excess in Australia | PDS |
| NAB Rewards Platinum | Yes - PDS | Purchase Protection Insurance Extended Warranty Insurance | PDS | Intestate Flight Inconvenience Insurance Transit Accident Insurance Rental Vehicle Excess in Australia | PDS |
| NAB Rewards Classic | N/A | Purchase Protection Insurance | PDS | N/A | N/A |
| NAB Rewards Signature | Yes - PDS | Purchase Protection Insurance Extended Warranty Insurance | PDS | Intestate Flight Inconvenience Insurance Transit Accident Insurance Rental Vehicle Excess in Australia | PDS |
| Qantas Credit Union Visa Platinum | Yes - PDS | N/A | N/A | N/A | N/A |
| Qantas Premier Titanium | Yes - PDS | Purchase Protection Cover Buyer's Advantage Cover | PDS | Overseas Medical Emergency Accidental Death Cover Loss of Income Cover Hijack Cover Personal Liability Cover Rental Vehicle Excess Cover | PDS |
| Qantas Premier Platinum | Yes - PDS | N/A | N/A | Overseas Medical Emergency Accidental Death Cover Rental Vehicle Excess Cover | PDS |
| Qantas Premier Everyday | Yes - PDS | N/A | N/A | Overseas Medical Emergency Accidental Death Cover Rental Vehicle Excess Cover | PDS |
| St George Amplify Platinum - Amplify Rewards | Yes - PDS | Purchase Security Insurance Extended Warranty Insurance Price Guarantee Cover | PDS | Interstate Flight Inconvenience Insurance Policy Rental Vehicle excess insurance in Australia Policy Transit Accident Insurance Policy | PDS |
| St George Amplify Platinum - Qantas Rewards | Yes - PDS | Purchase Security Insurance Extended Warranty Insurance Price Guarantee Cover | PDS | Interstate Flight Inconvenience Insurance Policy Rental Vehicle excess insurance in Australia Policy Transit Accident Insurance Policy | PDS |
| St.George Amplify Signature Visa - Amplify Rewards | Yes - PDS | Purchase Security Insurance Extended Warranty Insurance Price Guarantee Cover | PDS | Interstate Flight Inconvenience Insurance Policy Rental Vehicle excess insurance in Australia Policy Transit Accident Insurance Policy | PDS |
| St George Amplify Signature Visa - Qantas Rewards | Yes - PDS | Purchase Security Insurance Extended Warranty Insurance Price Guarantee Cover | PDS | Interstate Flight Inconvenience Insurance Policy Rental Vehicle excess insurance in Australia Policy Transit Accident Insurance Policy | PDS |
| Suncorp Bank Platinum Visa | Yes - PDS | Purchase Cover Insurance Guaranteed Pricing Scheme Extended Warranty | PDS | Interstate Flight Inconvenience Insurance Transit Accident Insurance | PDS |
| Virgin Money Flyer Visa | N/A | Guaranteed Pricing Scheme | PDS | Transit Accident Insurance | PDS |
| Virgin Money High Flyer Visa | Yes - PDS | Purchase Cover Insurance Extended Warranty Insurance Fraudshield | PDS | Transit Accident Insurance | PDS |
| Westpac Altitude Black | Yes - PDS | Purchase Security Insurance Extended Warranty Insurance Price Guarantee Cover | PDS | Interstate Flight Inconvenience Cover Transit Accident Insurance Rental Vehicle Excess In Australia | PDS |
| Westpac Altitude Platinum | Yes - PDS | Purchase Security Insurance Extended Warranty Insurance Price Guarantee Cover | PDS | Interstate Flight Inconvenience Cover Transit Accident Insurance Rental Vehicle Excess In Australia | PDS |
| Westpac Altitude | N/A | N/A | N/A | N/A | N/A |
| Westpac Altitude Business Platinum | Yes - PDS | Purchase Insurance Cover Price Guarantee Cover Extended Warranty Insurance | PDS | Interstate Flight Inconvenience Cover Business Inconvenience Insurance Unauthorized Transaction Insurance | PDS |
| Westpac Altitude Business Gold | Yes - PDS | Purchase Insurance Cover Price Guarantee Cover Extended Warranty Insurance | PDS | Interstate Flight Inconvenience Cover Business Inconvenience Insurance Unauthorized Transaction Insurance | PDS |
| Woolworths Money Qantas Platinum Card | Yes - PDS | Purchase Security Insurance Extended Warranty Insurance | PDS | Interstate Flight Inconvenience Insurance Transport Accident Insurance Global Hire Car Excess Waiver | PDS |
| Woolworths Money Everyday Platinum | Yes - PDS | Purchase Security Insurance Extended Warranty Insurance | PDS | Interstate Flight Inconvenience Insurance Transport Accident Insurance Global Hire Car Excess Waiver | PDS |
Looking for more information about Travel Insurance? Try Compare the Market’s information about travel insurance or post a specific question to others in the Point Hacks Community.
