[object Object],[object Object]
[object Object]
based on $1,000 per month
The American Express Platinum Card is offering 225,000 bonus Membership Rewards Points¹ for new American Express Card Members who apply by 8 April 2025 and spend $5,000 on eligible purchases in the first 3 months of approval. It also comes with up to $400 in Global Dining Credit¹¹ per calendar year and a $450 annual Travel Credit⁵. A great card for those who want to earn Membership Rewards Points on everyday spend and transferable to over 10 major Airline Rewards Partner Programs⁸. T&Cs apply.
Points benefits
Card name
American Express Platinum Card
Bonus points
225,000
Minimum spend
$5,000
Points earn rate
Earn 2.25 Membership Rewards points per $1 on all eligible purchases, except for spend with government bodies, for which you will earn 1 point per $1 spent
Rewards program spending
American Express Membership Rewards
Rewards program bonus points
American Express Membership Rewards
Other benefits
Unlimited access to over 1,400+ airport lounges in over 650 airports across 140 countries and counting, including the Centurion Lounge, Escape Lounges - The Centurion Studio Partner, Priority Pass Lounges, Virgin Australia Domestic Lounges and Delta Sky Club when flying⁷
Access to American Express Fine Hotels + Resorts complimentary suite of benefits¹⁶
Complimentary status & memberships with a number of hotel loyalty programs including Accor Plus Membership valued at $399 per year
Up to $100 hotel credit on eligible spend with The Hotel Collection
Complimentary The Australian premium subscription¹²
Complimentary Travel Insurance extended for up to 4 Additional Platinum Card Members¹⁵
Access to Amex Experiences App that gives you access to 24/7 Premium Concierge service in your pocket
Apple Pay, Google Pay and Samsung Pay
Charge Card – Access a line of unsecured funding with flexible spending power^
Details and fees
Annual fee
$1,450
Interest free period
Up to 44 days
Late payment fee
$30
Additional card holder fee
$0
Number of additional card holders
4
Card type
American Express
[object Object],[object Object]
[object Object]
based on $1,000 per month
American Express is offering 100,000 bonus Membership Rewards Points for new American Express Card Members who apply for the Explorer Credit Card by 8 April 2025, are approved, and spend $4,000 on eligible purchases within the first 3 months of the approval date. Includes $400 Travel Credit each year as a regular benefit, plus free access to The Centurion® Lounge at Sydney and Melbourne airports along with a range of insurances and high points earn rates on spend. T&Cs apply. New Amex Card Members only.
Points benefits
Card name
American Express Explorer Credit Card
Bonus points
100,000
Minimum spend
$4,000
Points earn rate
Earn 2 Membership Rewards points per $1 on all purchases except government bodies where you will earn 1 point per $1 spent
Rewards program spending
American Express Membership Rewards
Rewards program bonus points
American Express Membership Rewards
Other benefits
Free access to The Centurion® Lounge at Sydney or Melbourne Airport twice a year
Complimentary Hilton Honors Silver Status
Included insurances - Smartphone Screen Cover, Travel Insurance, Card Refund and Purchase Cover
Apple Pay, Google Pay and Samsung Pay
Details and fees
Annual fee
$395
Interest free period
Up to 55 days
Min. credit limit
$3,000
Late payment fee
$30
Number of additional card holders
4
Card type
American Express
[object Object],[object Object]
[object Object]
based on $1,000 per month
The American Express Essential Rewards Card is offering 60,000 Membership Rewards Bonus Points for new American Express Card Members. The Card earns up to 5 points per $1 spent for the first 10,000 points per month and has a range of insurance options for consumers, all for $9 per month. Offer expires 6 May 2025. Min spend $3k in first 3 months. T&Cs apply. New Amex Card Members only.
Points benefits
Card name
American Express Essential Rewards Credit Card
Bonus points
60,000
Minimum spend
$3,000
Points earn rate
5 points per $1 spent on eligible eats & drinks purchases in Australia, 3 points per $1 spent on selected streaming subscriptions in Australia, 2 points per $1 spent at selected major retailers in Australia and 1 point per $1 spent on everything else including government spend
Rewards program spending
American Express Membership Rewards
Rewards program bonus points
American Express Membership Rewards
Other benefits
Includes Mobile Coverage, Card Purchase Cover, Card Refund Cover, and Buyer's Advantage Cover (Terms & Conditions apply)
Apple Pay, Google Pay and Samsung Pay
Details and fees
Annual fee
$108
Interest free period
Up to 55 days
Min. credit limit
$2,000
Late payment fee
$30
Number of additional card holders
4
Card type
American Express
[object Object],[object Object]
[object Object]
based on $1,000 per month
The American Express Platinum Edge Card is offering $0 annual Card Fee (usually $195) in the first year for new Card Members. The card comes with a $200 travel credit each year it is renewed, Smartphone Screen Cover and earns 3 points per $1 at major supermarkets and petrol stations, and 2 points per $1 on overseas spend.
Points benefits
Card name
American Express Platinum Edge
Points earn rate
- 3 Membership Rewards points earned per $1 spent at major supermarkets and petrol stations
- 2 Membership Rewards points earned per $1 on overseas spend
- 1 Membership Rewards point per $1 spent everywhere else including ATO, other government charges and utilities
Rewards program spending
American Express Membership Rewards
Rewards program bonus points
American Express Membership Rewards
Other benefits
Smartphone Screen Cover up to $500
Travel Insurance, Refund and Purchase Cover
Apple Pay, Google Pay and Samsung Pay
Details and fees
Annual fee
$0
Interest free period
Up to 55 days
Min. credit limit
$3,000
Late payment fee
$30
Number of additional card holders
4
Card type
American Express
[object Object],[object Object]
[object Object]
based on $1,000 per month
The Qantas American Express Ultimate Card has 100,000 bonus Qantas Points on offer for new American Express Card Members who apply by 18 March 2025. It’s one of the highest-earning Qantas Point cards and comes with a $450 Qantas Travel Credit each year plus a range of premium travel benefits. Eligibility criteria, minimum spend and T&Cs apply. New Card Members only.
Points benefits
Card name
Qantas American Express Ultimate
Bonus points
100,000
Minimum spend
$5,000
Points earn rate
- 1.25 Qantas Points earned per $1 on eligible everyday purchases
- 2.25 Qantas Points per $1 spent on selected Qantas products and services in Australia
- 0.5 Qantas Point per $1 at government bodies in Australia
- After a total of 100,000 Qantas Points is earned in a calendar year, the everyday earn rate will change from 1.25 to 1 Qantas Point per $1 spent.
Rewards program spending
Qantas Frequent Flyer
Other benefits
2 The Centurion® Lounge and 2 Qantas Domestic lounge invitations each year
Complimentary Qantas Wine Premium Membership (valued at $99 per year)
Travel Insurance, Card Purchase and Card Refund Cover
Apple Pay, Google Pay and Samsung Pay
Details and fees
Annual fee
$450
Interest free period
Up to 44 days
Min. credit limit
$3,000
Late payment fee
$30
Number of additional card holders
4
Card type
American Express
[object Object],[object Object]
[object Object]
based on $1,000 per month
The Qantas American Express Premium Card has 20,000 bonus Qantas Points on offer for new American Express Card Members who apply online, are approved, and spend $3,000 on your new Card within the first 3 months of approval date. The card comes with 2 Qantas Club invitations each Card Member year and earns up to 2 Qantas Points per $ on eligible purchases.
Points benefits
Card name
Qantas American Express Premium
Bonus points
20,000
Minimum spend
$3,000
Points earn rate
- 1 Qantas Point earned per $1 spent on eligible purchases
- 1 additional Qantas Point per $1 on selected Qantas products and services in Australia
- 0.5 Qantas Points per $1 spent at government bodies in Australia
Rewards program spending
Qantas Frequent Flyer
Other benefits
Two free Qantas Club lounge invitations each Card Member year after the first Qantas spend on your card
Complimentary Qantas Wine Premium Membership (valued at $99 per year)
Complimentary Travel Insurance, Personal Accident Cover, Card Purchase and Refund Cover
Apple Pay, Google Pay and Samsung Pay
Details and fees
Annual fee
$249
Interest free period
Up to 44 days
Min. credit limit
$2,000
Late payment fee
$30
Number of additional card holders
4
Card type
American Express
[object Object],[object Object]
[object Object]
based on $1,000 per month
The Qantas American Express Discovery is a great value entry-level Qantas card, with $0 Annual Fee, and offers an earn rate of up to 1.75 Qantas Points per $1 on spend.
Points benefits
Card name
Qantas American Express Discovery
Bonus points
0
Points earn rate
- 0.75 Qantas Points per $1 spent on eligible purchases
- 1 additional Qantas Point per $1 spent on selected Qantas products and services in Australia
- 0.5 Qantas Points per $1 spent at government bodies in Australia
- No cap on earn rate
Rewards program spending
Qantas Frequent Flyer
Other benefits
$0 Annual Fee
Card Purchase and Refund Cover
Apple Pay, Google Pay and Samsung Pay
Details and fees
Annual fee
$0
Interest free period
Up to 44 days
Min. credit limit
$2,000
Late payment fee
$30
Number of additional card holders
4
Card type
American Express
[object Object],[object Object]
[object Object]
based on $1,000 per month
Earn 250,000 Membership Rewards Bonus Points and half annual Card fee of $875 (normally $1,750) in the first year* when you apply by 27 May 2025, are approved and spend $12,000 on eligible purchases on your American Express Platinum Business Card in the first 3 months of approval. The Card is aimed at small and medium-size businesses who want to maximise their points earned, as well as business and travel benefits. T&Cs apply. Available for new American Express Card Members only.
Points benefits
Card name
American Express® Platinum Business Card
Bonus points
250,000
Minimum spend
$12,000
Points earn rate
Earn 2.25 Membership Rewards points per $1 on all eligible business purchases, except for spend with government bodies, for which you will earn 1 point per $1 spent
Rewards program spending
American Express Membership Rewards
Rewards program bonus points
American Express Membership Rewards
Other benefits
Up to 55 days cash flow
Unlimited access to over 1,200 lounge across 130 countries - including Delta and American Express lounges globally
Access to American Express Fine Hotels + Resorts perks & discounts
Complimentary status & memberships with a number of hotel loyalty programs including Accor Plus Membership valued at $399 per year
Complimentary Travel Insurance cover extended to Supplementary Platinum Card Members
Access to Amex Experiences App that gives you access to 24/7 Premium Concierge service in your pocket
Apple Pay, Google Pay and Samsung Pay
Charge Card – Access a line of unsecured funding with flexible spending power^
Details and fees
Annual fee
$875
Interest free period
Up to 55 days
Late payment fee
$30
Number of additional card holders
99
Card type
American Express
[object Object],[object Object]
[object Object]
based on $1,000 per month
The American Express Velocity Platinum Card has 100,000 bonus Velocity Points* on offer for new American Express Card Members who apply by 30 April 2025 and spend $3,000 on eligible purchases within the first 3 months of approval. Includes several perks such as Virgin Australia Lounge Access^ every time you fly domestically with Virgin Australia, 2 VA Guest Lounge Passes⁼ each year and a Complimentary Domestic Return Virgin Australia Flightˢ. Terms, conditions and exclusions apply. New American Express Card Members Only.
Points benefits
Card name
American Express Velocity Platinum
Bonus points
100,000
Minimum spend
$3,000
Points earn rate
- 1.25 Velocity Points earned per $1 on all eligible spend except for government bodies˜
- 2.25 Velocity Points per $1 spent on selected Virgin Australia purchases˜
- 0.5 Velocity Points per $1 on Government spend˜
Rewards program spending
Velocity Frequent Flyer
Other benefits
Virgin Australia Lounge Access every time you fly domestically with Virgin Australia^
2 single entry Virgin Australia Guest Lounge Passes for friends and family per membership year, when travelling with you on a domestic Virgin Australia flight⁼
Earn up to 100 Velocity Frequent Flyer Status Credits each membership year⁺
Apple Pay, Google Wallet and Samsung Pay
Details and fees
Annual fee
$440
Interest free period
Up to 55 days
Min. credit limit
$3,000
Late payment fee
$30
Number of additional card holders
4
Card type
American Express
[object Object],[object Object]
[object Object]
based on $1,000 per month
The American Express Business Gold Plus Card has 200,000 Membership Rewards Bonus Points on offer for new Amex Card Members who apply by 25 March 2025 and spend $5,000 on eligible purchases in the first 3 months of approval. It is a Metal Card that is feature-packed for those who want to earn Membership Rewards points on business-related spend. New American Express Card Members Only. T&Cs apply.
Points benefits
Card name
American Express Business Gold Plus Card
Bonus points
200,000
Minimum spend
$5,000
Points earn rate
- Earn 3 points per $1 spent at Xero, Google Ads, Meta, Amazon Web Services and Dell
- Earn 2 points per $1 spent with AccessLine®. Subject to an application and approval process.
- Earn 1.5 points per $1 spent on everyday spend, plus 1 point per $1 spent with government bodies, including the ATO.
- Accelerated earn rates apply on the first 200,000 points earned per calendar year, then you will earn 1 point per $1 spend across all categories, uncapped and with no expiry.
Rewards program spending
American Express Membership Rewards
Rewards program bonus points
American Express Membership Rewards
Other benefits
Get up to $550 credit back for spend with Xero, Google Ads, Meta, Amazon Web Services and Dell.
Enjoy complimentary Hilton Honors Silver status with no minimum stay requirements. Enrolment required. T&Cs apply.
Book from The Hotel Collection in hundreds of desirable destinations through American Express Travel Online and receive a US$100 credit to use during your stay. T&Cs apply and credit use varies by property.
Two Employee Cards at no extra cost, $75 p.a. thereafter.
Complimentary Travel Insurance. Terms, conditions and exclusions apply (such as maximum age-limits, pre-existing medical conditions and cover limits).
Apple Pay, Google Pay and Samsung Pay.
Details and fees
Annual fee
$395
Interest free period
Up to 51 days
Late payment fee
$30
Additional card holder fee
$119
Number of additional card holders
99
Card type
American Express
[object Object],[object Object]
[object Object]
based on $1,000 per month
The American Express Qantas Business Rewards Card has 170,000 bonus Qantas Points on offer when you apply by 8 April 2025 and spend $6,000 on eligible purchases on your Card in the first 3 months of the approval date. The card earns Qantas Points on spend and is transferred automatically into the business' Qantas Business Rewards account offering more flexibility for business owners. T&Cs apply. New Card Members only.
Points benefits
Card name
American Express Qantas Business Rewards
Bonus points
170,000
Minimum spend
$6,000
Points earn rate
- Earn 2 Qantas Points per $1 spent on Qantas products and services, 1.25 Qantas Points per $1 spent on everyday business purchases, and 0.5 Qantas Points per $1 spent on government charges
- After a total of 500,000 Qantas Points is earned in a calendar year, the everyday business earn rate will change from 1.25 to 0.75 Qantas Points per $1 spent.
Rewards program spending
Qantas Frequent Flyer
Other benefits
2 Qantas Domestic lounge invitations each year
Earn Triple Qantas Points for your business on eligible Qantas flights
Complimentary Travel Insurance
Apple Pay, Google Pay and Samsung Pay
Charge Card - Access a line of unsecured funding with flexible spending power⁼
Details and fees
Annual fee
$450
Interest free period
Up to 51 days
Number of additional card holders
99
Card type
American Express
[object Object],[object Object]
[object Object]
based on $1,000 per month
American Express is offering 50,000 bonus Membership Rewards Points for new American Express Card Members who apply for the Business Explorer Credit Card and spend $3,000 on eligible purchases in the first 3 months from approval. Benefits of this card include complimentary American Express lounge access plus a range of insurances and high points earn rates on spend.
Points benefits
Card name
American Express Business Explorer
Bonus points
50,000
Minimum spend
$3,000
Points earn rate
Earn 2 Membership Rewards Points per $1 spent on eligible business purchases except government bodies where you will earn 1 point per $1 spent
Rewards program spending
American Express Membership Rewards
Rewards program bonus points
American Express Membership Rewards
Other benefits
Free access to The Centurion® Lounge at Sydney or Melbourne Airport twice a year
Complimentary Travel Insurance
Apple Pay, Google Pay and Samsung Pay support
Interest rate of 23.99% on all purchases
Details and fees
Annual fee
$149
Interest free period
Up to 55 days
Late payment fee
$30
Number of additional card holders
99
Card type
American Express