ANZ have a handful of points-earning credit cards on the market – most are linked to ANZ Rewards, ANZ’s own points program which partners with Velocity, KrisFlyer and Asia Miles, and some are instead linked to Qantas Frequent Flyer. Here are our guides to all of ANZ’s points credit cards.

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Bonus points
Points per $1
Min. spend
Annual fee
Estimated points
Card
Bonus points
Points per $1
Min. spend
Annual fee
Estimated points
Years
Monthly Spend
Apply
Description
Points benefits
Description
Other benefits
Description
Details and fees
Description
ANZ Rewards Black credit card
Bonus points
160,000
Points per $1
2
Please check the 'Points benefits' tab for all points earn rates.
Min. spend
$5,000
Annual fee
$375
Estimated points 24,000
over 1 year
based on  $1,000 per month
Offer ends 31 Dec 30
ANZ is offering up to 160,000 extra ANZ Reward Points (110,000 pts + $100 back when you spend $5,000 in the first 3 months from approval & 50,000 pts when card kept 15 months) for new cardholders of the ANZ Rewards Black credit card. Includes complimentary insurance plus Apple Pay and Google Pay support.
Points benefits
Card name
ANZ Rewards Black credit card
Bonus points
160,000
Minimum spend
$5,000
Points earn rate
Earn 2 ANZ Reward Points per $1 spent on eligible purchases up to $5,000 per statement period, then 1 Reward Point per $1 spent on eligible purchases above $5,000 per statement period
Points cap monthly
10,000
Rewards program spending
ANZ Rewards
Rewards program bonus points
ANZ Rewards
Other benefits
24/7 Personal Concierge and exclusive entertainment and lifestyle offers
Complimentary travel and shopping insurances
Apple Pay, Google Pay & Samsung Pay support
Details and fees
Annual fee
$375
Interest free period
Up to 44 days
Min. credit limit
$15,000
Late payment fee
$20
Additional card holder fee
$65
Number of additional card holders
9
Card type
Visa
ANZ Rewards Platinum
Bonus points
100,000
Points per $1
1.5
Please check the 'Points benefits' tab for all points earn rates.
Min. spend
$2,000
Annual fee
$149
Estimated points 118,000
over 1 year
based on  $1,000 per month
Offer ends 22 Mar 30
Get rewarded with 100,000 extra ANZ Rewards Points and $50 back to your new card when you apply for the ANZ Rewards Platinum Card and spend $2,000 on eligible purchases in the first 3 months from approval. Features of this card include flexible points on spend, complimentary insurance, as well as Apple Pay and Google Pay support.
Points benefits
Card name
ANZ Rewards Platinum
Bonus points
100,000
Minimum spend
$2,000
Points earn rate
Earn 1.5 ANZ Reward Points per $1 spent on eligible purchases up to $2,000 per statement period, then 0.5 Reward Points per $1 you spend on eligible purchases above $2,000 per statement period
Points cap monthly
3,000
Rewards program spending
ANZ Rewards
Rewards program bonus points
ANZ Rewards
Other benefits
Complimentary Travel Insurance
Apple Pay and Google Pay supported
Details and fees
Annual fee
$149
Interest free period
Up to 44 days
Min. credit limit
$6,000
Late payment fee
$20
Additional card holder fee
$65
Number of additional card holders
9
Card type
Visa
ANZ Frequent Flyer Black
Bonus points
130,000
Points per $1
1
Please check the 'Points benefits' tab for all points earn rates.
Min. spend
$5,000
Annual fee
$425
Estimated points 12,000
over 1 year
based on  $1,000 per month
Offer ends 31 Mar 30
ANZ is offering up to 130,000 bonus Qantas Points for new cardholders of the ANZ Frequent Flyer Black credit card. Includes $200 back to your new card, two Qantas Club lounge passes, and complimentary insurance.
Points benefits
Card name
ANZ Frequent Flyer Black
Bonus points
130,000
Minimum spend
$5,000
Points earn rate
  • Earn 1 Qantas Point per $1 spent on eligible purchases up to $7,500 per statement period, then 0.5 Qantas Points per $1 spent on eligible purchases above $7,500 per statement period
  • Additional 1 Qantas Point per $1 spent on selected Qantas products and services in Australia
Points cap monthly
7,500
Rewards program spending
Qantas Frequent Flyer
Other benefits
Two Qantas Club lounge access passes per year and discounted first-year Qantas Club membership
ANZ’s highest Qantas Points earning potential on everyday eligible purchases
Complimentary Travel Insurance
Apple Pay, Google Pay & Samsung Pay support
Details and fees
Annual fee
$425
Interest free period
Up to 44 days
Min. credit limit
$15,000
Late payment fee
$20
Additional card holder fee
$65
Number of additional card holders
9
Card type
Visa
ANZ Frequent Flyer Platinum
Bonus points
75,000
Points per $1
0.75
Please check the 'Points benefits' tab for all points earn rates.
Min. spend
$2,500
Annual fee
$295
Estimated points 84,000
over 1 year
based on  $1,000 per month
Offer ends 22 Apr 30
ANZ is offering 75,000 bonus Qantas Points plus $100 back for new cardholders of the ANZ Frequent Flyer Platinum credit card. New Frequent Flyer card. T&Cs, eligibility criteria, fees & charges apply.
Points benefits
Card name
ANZ Frequent Flyer Platinum
Bonus points
75,000
Minimum spend
$2,500
Points earn rate
Earn 0.75 Qantas Points per $1 spent on eligible purchases up to $3,000 per statement period, then 0.5 Qantas Points per $1 spent on eligible purchases above $3,000 per statement period
Points cap monthly
2,250
Rewards program spending
Qantas Frequent Flyer
Other benefits
Complimentary Qantas Frequent Flyer membership
Complimentary Travel Insurance
Apple Pay, Google Pay & Samsung Pay support
Details and fees
Annual fee
$295
Interest free period
Up to 44 days
Late payment fee
$20
Additional card holder fee
$65
Number of additional card holders
9
Card type
Visa
ANZ Platinum
Bonus points
0
Points per $1
n.a.
Please check the 'Points benefits' tab for all points earn rates.
Min. spend
$1,500
Annual fee
$87
Estimated points 0
over 1 year
based on  $1,000 per month
Offer ends 30 Sep 30
As a new cardholder, get $100 back and $0 annual fee in the first year with the ANZ Platinum credit card when you spend $2,000 on eligible purchases in the first 3 months from approval. Includes complimentary shopping and travel insurance with a relatively low $87 p.a. ongoing annual fee.
Points benefits
Card name
ANZ Platinum
Minimum spend
$1,500
Points earn rate
Other benefits
Complimentary shopping and travel insurances
Apple Pay, Google Pay & Samsung Pay support
Details and fees
Annual fee
$0
Interest free period
Up to 55 days
Min. credit limit
$6,000
Late payment fee
$20
Number of additional card holders
9
Card type
Visa
ANZ First Card
Bonus points
0
Points per $1
n.a.
Please check the 'Points benefits' tab for all points earn rates.
Min. spend
$750
Annual fee
$30
Estimated points 0
over 1 year
based on  $1,000 per month
Offer ends 14 Apr 30
As a new cardholder, get $125 back to your new ANZ First credit card when you spend $750 or more on eligible purchases in the first 3 months from approval, plus $0 annual fee in the first year. Includes complimentary shopping insurance with a low ongoing annual fee.
Points benefits
Card name
ANZ First Card
Minimum spend
$750
Points earn rate
Other benefits
Complimentary shopping insurances
Apple Pay, Google Pay & Samsung Pay support
Details and fees
Interest free period
Up to 55 days
Min. credit limit
$1,000
Late payment fee
$20
Number of additional card holders
3
Card type
Visa
ANZ Low Rate
Bonus points
0
Points per $1
n.a.
Please check the 'Points benefits' tab for all points earn rates.
Min. spend
0
Annual fee
$58
Estimated points 0
over 1 year
based on  $1,000 per month
Offer ends 14 Apr 30
0% p.a. balance transfer rate for a 26-month promotional period with 3% balance transfer fee and $0 annual fee in First Year or $250 back to your new card with a new ANZ Low Rate credit card. Plus a low-interest rate of 13.74% on ongoing purchases.
Points benefits
Card name
ANZ Low Rate
Points earn rate
Other benefits
Low interest rate of 13.74% on ongoing purchases
Apple Pay, Google Pay & Samsung Pay support
Details and fees
Annual fee
$0
Interest free period
Up to 55 days
Min. credit limit
$1,000
Late payment fee
$20
Number of additional card holders
3
Card type
Visa
ANZ Frequent Flyer & Rewards Credit Cards was last modified: October 29th, 2024 by Daniel Sciberras