ANZ is offering 75,000 bonus Qantas Points plus $100 back for new applicants of the ANZ Frequent Flyer Platinum credit card.
For those looking to earn other rewards points, such as Velocity Points, KrisFlyer miles or Asia Miles, check out our current offer for the ANZ Rewards Platinum credit card.
The ANZ Frequent Flyer Platinum credit card is one of the most popular mid-tier cards amongst Point Hacks readers. The card has a low credit limit of just $6,000, and a low minimum spend threshold to access the bonus points offer.
For a mid-tier card, it offers a generous point earn of 0.75 Qantas Points per dollar spent up to $3,000 per statement period, as opposed to many competitor cards that offer 0.5 Qantas Points per dollar.
Don’t forget that a minimum spend of $2,500 within the first 3 months is required to receive the 75,000 bonus Qantas Points. Eligible purchases cover most transactions, with the normal exclusions of fees, cash advances, cash equivalent transactions, balance transfers and transactions for gambling or gaming.
New Frequent Flyer card. T&Cs, eligibility criteria, fees and charges apply (including an annual fee, currently $295 p.a.).
This guide covers the earn rates, caps and benefits of the ANZ Frequent Flyer Platinum credit card.
Digging into the details of the ANZ Frequent Flyer Platinum credit card
Card Details
| Card | ANZ Frequent Flyer Platinum |
| Loyalty program | Qantas Frequent Flyer |
| Points earned from spend | 0.75 Qantas Points per $1 spent on eligible purchases up to $3,000 per statement period, then 0.5 Qantas Points per $1 spent on eligible purchases above $3,000 per statement period |
| Included insurances | International Travel Insurance, Domestic Travel Insurance, Rental Vehicle Excess in Australia Insurance, Purchase Protection Insurance and Extended Warranty Insurance (PDS) |
| Overseas transaction fee | 3% of the converted amount |
| Mobile wallet | Apple Pay, Google Pay, Samsung Pay, Fitbit Pay and Garmin Pay |
| Purchase rate | 20.99% |
| Cash advance rate | 21.99% |
| Interest Free days on purchases | Up to 44 days |
| Ongoing annual fee | $295 p.a. |
Benefits
The ANZ Frequent Flyer Platinum credit card comes with a number of benefits, including:
Complimentary Insurances
The card comes with a large number of complimentary insurances:
- International Travel Insurance
- Domestic Travel Insurance
- Rental Vehicle Excess in Australia Insurance
- Purchase Protection Insurance
- Extended Warranty Insurance
These insurances are usually found in higher-tiered cards and will come in handy for both frequent flyers and frequent buyers alike. Click the link to read the PDS.
Along with access to Visa Platinum Concierge and Visa Platinum privileges.
This guide references some of the benefits of insurance policies provided with this card. You should read the PDS and obtain independent professional advice before obtaining this product.
Apple Pay, Google Pay and Samsung Pay support with ANZ
ANZ cards support Apple Pay, Google Pay and Samsung Pay, meaning you can use their cards on your smartphone for easier payments. Find out more in our guides for each of the compatible services.
Card eligibility criteria
These are the minimum requirements to be eligible to apply for the ANZ Frequent Flyer Platinum credit card. Other additional eligibility criteria, such as proof of income, will generally be required later on.
- Be 18 years old of age or over, and;
- Be a permanent Australian resident or a non-permanent resident with more than 12 months remaining on your visa
- Have a good credit rating
- Ensure if applying for an offer, you don’t currently hold and haven’t opened or closed an ANZ Frequent Flyer Black, ANZ Frequent Flyer Platinum, ANZ Frequent Flyer Gold or an ANZ Frequent Flyer credit card in the last 12 months and meet all other offer eligibility criteria
Frequently Asked Questions
ANZ will charge 3% of the value of any international Transaction charged or credited to your ANZ credit card. For further information, refer to ANZ Personal Account Fees and Charges.
ANZ does not run any lounges themselves, however, if you are a Qantas Platinum One or Platinum member, you will have access to the Qantas Business lounge. If you are a Gold member or Qantas Club member, you will have access to the Qantas Club lounge. Qantas Business lounges are the premium brand in domestic lounges.
Some transactions and other items are not eligible to earn Qantas Points. Please refer to the ANZ Frequent Flyer Reward Terms and Conditions booklet for details.
The best credit card for Qantas Points is different for every individual based on their personal financial circumstances. The Point Hacks site does show the highest Qantas Point-earning credit cards currently in the market.
To check your Qantas Frequent Flyer points, sign in to your Qantas Frequent Flyer account via the membership portal.
Summing up: ANZ Frequent Flyer Platinum credit card
The ANZ Frequent Flyer Platinum credit card offers a decent Qantas Point earn rate if you’re not too concerned by the monthly points cap for your circumstances.
If you want the discounted Qantas Club membership, then the ANZ Frequent Flyer Black credit card may be a better choice, and even more so if you can take advantage of some of the other benefits of the card even with the higher annual fee.
I noticed this in the ‘important information’ it says ’13. ANZ will waive the overseas transaction fee on foreign currency transactions and transactions where the merchant or financial institution accepting the card is located outside Australia.’
However, I can’t see any other mention of foreign/ overseas transaction fees anywhere else and they don’t promote it as a benefit of the card.
Many thanks
Thanks any how!
I was wondering whether there is an end date for this offer? Sorry, I may have missed it while reading through.
Thanks
Kunal
1) I completed my application online with an ID verification process. A Credit check was immediately triggered.
2) I was contacted to find a suitable time for a phone call consultation. The time offered was completely disregarded.
3) I was notified the transaction history I offered as evidence of eligibility did not indicate my name. I typed my name in and resent the document which triggered a credit check (again).
4) I received my new card and followed the activation instructions. That didn’t work.
5) I called support and was advised I needed to go down to the branch to identify myself (again). I was then turned around at the branch for not making an appointment
6) I went home, cancelled my application and very happily cut my card in two.
Doubling up on ID checks. Doubling up on Credit Checks. Get given the run around. No thank you.
What’s the usual wait time on this, and is there any way to follow up? When I called ANZ was told that irrespective of when you meet the minimum spend – bonus points would only be credited in the 4th month – hope that’s not the case
I am not a current member of the Qantas frequent flyer program and have recently signed up for this offer. I have received the card in the mail and there is no mention of complimentary membership for the frequent flyer program. How do I initiate this? I have rung up frequent flyers and they are no help
Is there a way to proove what offer was available at the time? (further than inferring from their website – https://www.anz.com.au/promo/personal/credit-cards/frequent-flyer-platinum-qantas/?&sourcecode_1=IXKC and the fact this was talked about as “extra 25k points for only 500 extra spend)
If I cancel the card after 6 months will I still keep the bonus points even though I never paid an annual fee?
Thanks
is there a way of finding out when you canceled your previous card?
I had an ANZ Rewards Travel Adventures credit car last year but cannot remember when I canceled.
Thanks in advance!
On a separate note, the ANZ Rewards Travel Adventures card doesn’t preclude you from getting the 75K Qantas Points bonus on the Frequent Flyer Platinum card as that’s a different family of credit cards.
I am an ANZ black credit card main holder. My wife is a supplementary card holder of the ANZ black. Could she apply for this platinum (as a main card holder ) and still get the 75,000 bonus points?
Yes, given your wife is a supplementary cardholder and not a primary holder, she will be eligible so long as she has not held an ANZ FF Plat or Black card in her own name within the last 12 months.
Can you please advide what he minimum salary is required for this card application?
I have applied for another ANZ one early this year and was rejected. Yet I have AAAA Credit
Please advise
Thanks Sandy
Let me speak to the relevant person internally here at Point Hacks to see what can be done. I’ll get back to you.
Could someone please confirm if this is waived or not as per this article? Thank you.
Yes, I can confirm that the annual is waived, but please note that this is just for the first year. In subsequent years, the annual fee will revert back to $295. Thanks!
I thought I understood the minimum spend rule, until my mate spent in excess of $6k in the relevant period, but got double the sign-on bonus (it was 75,000 x 2 when he signed up). Is that how it works?
I received the bonus points in my account but at the end of the billing cycle they are supposed to transfer to my Qantas frequent flyer account but have not shown up yet.
They left the ANZ account 5 days ago.
How long do they normally take to show up in Qantas FF account?
I hit $2500 spend for the bonus points after one month (back in June).
I asked when I’d see the bonus points in my qff account and they said around September. Does that sound right??
Has anyone reached the $2,500 minimum spend?
If yes, mind checking:
Do you see the 75,000 points under “Bonus Qantas Frequent Flyer points earned this period”?
I see my 1,875 points added (0.75 * 2,500)
I don’t see the 75,000 points under “Bonus Qantas Frequent Flyer points earned this period”
Example: https://i.imgur.com/G8JPXUv.png
Does the “Bonus Qantas Frequent Flyer points earned this period” section get updated at a later date?
Since I have 1,875 points added (0.75 * 2,500), this confirms all of my transactions were ‘eligible’, so the bonus points should be applied?
Many thanks,
B
It can usually take a further statement period before the bonus points show up, however, if you are concerned, best to contact ANZ directly and get them to confirm when the bonus points will hit your account.
I applied for the ANZ Platinum Frequent Flyer and got rejected as a credit risk. This is standard bank jargon for “there is no offer we just want your personal info.” I obtained my Credit Report, engaged a forensic financial analyst and was advised I am an extremely positive risk. The following day I even borrowed 200k against my 95% equity property (not from ANZ !!! ). I lodged a complaint and ANZ refused to review the decision (which adds weight to no deal available) so Australian Finance Industry Ombudsman has taken it up on my behalf to find out the truth – I will keep you posted
I am having the same experience with Ray below. The server crashes after submit the application. Have called ANZ but they are not able to assist as the exclusive promotion is not on their website. Could you please send through the manual application form at your earliest?
Thank you
Are you able to let me know what browser you are using, and if it is a PC or mac? Thanks.
I have tried across all browsers (Chrome, Safari and Microsoft edge). No luck.
“Hmm, there seems to be a problem.
Sorry about that. We’ll be back online as soon as we can.
Try again, or call 13 22 73, Mon-Fri, 8am to 8pm (AEST).”
A few people like yourself have had issues with the submission, and we have been unable to determine a common link to this problem (eg browser, operating system etc). There is no manual form, unfortunately, as the offer is tracked from ANZ’s end electronically. We suggest continuing to try periodically throughout the remainder of the day, as we are seeing a substantial number of applications successfully coming through and it may be a timing issue.
Would be great to see an extension for this offer due to this bug.
Have tried countless times to apply and I think I have finally given up
Sorry to hear about this. I have heard that it could be due to time sensitivity. That is if you don’t fill in your details on a certain page in around 3-5 minutes, it then times out when you try to go to the next screen and submit. I’m not sure if this is the case, but if you do re-attempt, can you please make sure that you have all the details available so you can input them in quickly.
I had a similar issue on another ANZ card (and this one today for my wife, which was denied for some reason even though I was sure she’d be OK… She tried to call but there is no-one in call centers apparently FYI).
Anyway I screenshot all my inputs, then filled it all out in a few minutes and it went through.
Suggest people having dramas give that a go, worth a shot at least…
No, you only need to apply before 24 March 2020. Acceptance can be received after this date.
Or has it already expired?
Yes, ends at 11:59pm AEDT tonight.
Are you able to let me know what browser you are using, and if it is a PC or mac? Thanks.
Cheers
A few people like yourself have had issues with the submission, and we have been unable to determine a common link to this problem (eg browser, operating system etc). There is no manual form, unfortunately, as the offer is tracked from ANZ’s end electronically. We suggest continuing to try periodically throughout the remainder of the day, as we are seeing a substantial number of applications successfully coming through and it may be a timing issue.
I have heard that it could be due to time sensitivity. That is if you don’t fill in your details on a certain page in around 3-5 minutes, it then times out when you try to go to the next screen and submit. I’m not sure if this is the case, but if you do re-attempt, can you please make sure that you have all the details available so you can input them in quickly.
So long as you applied through our link, you will receive the offer benefits. It is common for a bank to send out the ‘normal conditions’ for a card, which I agree, can be confusing.
I am in the same boat as Tammy, and contacted ANZ to try and confirm, which they directed me back to Pointhacks. Should we expect to receive anything (email etc) to indicate that we will get the points/not be charged anything for the first year card fee, or is this all magically managed behind the scenes?
Not sure if my last message came through, but I am in the same position as Tammy. Applied through the link, received the letter of offer minus any reference to points and zero fee. How do I know that the offer I know I applied for through the Point hacks link is in effect? on calling ANZ they directed me back to you, do you guys email a confirmation that this in effect? Thanks in advance!
I’ve previously had the ANZ Frequent Flyer Black card, even though back then I had a higher combined credit limit from all my credit products, and a lower income. Recently, I tried reapplying for this card a few times and have been rejected by ANZ on each occasion! Why on earth would they advertise a product they don’t actually want customers to have? I mean, I have never had any credit defaults and I’ve previously held the Black card so obviously it wasn’t a problem then…
Anyway I figured I’d try applying for this ANZ Frequent Flyer Platinum offer through Point Hacks. Lodged my application a week ago, submitted all the documentation, and NOTHING! All I’ve received was a text message saying their response time will be longer than usual, and blaming this on the chinavirus. They’re obviously very quick to reject applications, but if they’re going to approve this one for a change, why would it take so long I wonder? Has anyone had any luck receiving a response within a reasonable timeframe over the last week or so? What have others’ experiences been in applying through this Point Hacks offer?
i there another way to apply ?
I have now tried online 4 times over three days
Are you able to let me know what browser you are using, and if it is a PC or mac? Thanks.
Are you able to let me know what browser you are using, and if it is a PC or mac? Thanks.
I received the letter of offer tonight. The letter specifies that the yearly fees are not payable in the first year. So all good on that front. However, there is no mention of bonus points at all. The cover letter states “Points and Bonus Points accrue in accordance with the ANZ Frequency Flyer Visa Rewards Terms and Conditions enclosed.” The cover letter details the points accrual, but nothing on the bonus points. I didn’t find anything else enclosed mentioning points at all.
Is this what you guys experienced, or did you have something detailing the bonus points terms and conditions?
I will call ANZ tomorrow, but thought I’d check here in case it is normal and others end up here wondering the same thing.
i have had one of these cars for 7 years and spend most months 7k
i have only ever recieved 1000 points per month
branches of anz cant help me
Terry
I am a supplementary card holder from my partner’s ANZ Black frequent flyer card. Does that mean I am eligible for the offer if I applied one directly just for myself? Would ANZ actually cross reference and find out I’m already a supplementary card holder? Just curious about the last bit. Thanks mate!
Yes, as a supplementary cardholder, you will be eligible for this offer, as you don’t currently have this card (and therefore an account) in your name. I hope that helps!
In last couple of days I have tried 3-4 times (And different time of day) to apply for this offer but at end after clicking “Submit” on ANZ website it crashes with message “Hmm, something went wrong” and ask me to call ANZ.
Wondering if you have any advise?
A few people like yourself have had issues with the submission, and we have been unable to determine a common link to this problem (eg browser, operating system etc). There is no manual form, unfortunately, as the offer is tracked from ANZ’s end electronically. We suggest continuing to try periodically throughout the remainder of the day, as we are seeing a substantial number of applications successfully coming through and it may be a timing issue.
A few people like yourself have had issues with the submission, and we have been unable to determine a common link to this problem (eg browser, operating system etc). There is no manual form, unfortunately, as the offer is tracked from ANZ’s end electronically. We suggest continuing to try periodically throughout the remainder of the day, as we are seeing a substantial number of applications successfully coming through and it may be a timing issue.
I’m sorry we cannot help further, but this is being hosted by ANZ so it a problem from the Point Hacks end as advised to you by ANZ.
There is no fixed time that you need to keep the card for, although if you cancel the card prior to receiving the bonus points, you will forfeit them.
Yes, that’s right. Bonus points are awarded once the minimum spend criteria are met.
Yes that’s right, under our promotion the annual fee is free for the first year. Please refer to clause 1 of the terms and conditions.
Should I receive a confirmation from them?
I have heard nothing.
Concerns me that it may not be I. And I miss cut off
As long as you close your RTAC card, then do a separate new application using the Point Hacks link, you will be eligible for the offer and not considered to be a transfer from RTAC to the Frequent Flyer Platinum card.
Having received your email yesterday about the ANZ Bank credit card offer, I spent 1 hour on the phone with Brett from ANZ, who was kind enough to help me, I even created the verbal security code, when everything was finished, I clicked Submit, and it crashed, ANZ said it was most likely the Point Hacks server? as this has happened a couple times already?
Can you please see if my details are on your server. I decided to apply once again today for the ANZ Frequent Flyer Platinum card, once again it crashed? I am at a loss what to do next, I have emailed Point Hacks, no reply, I posted on the Facebook page, no response.
Regards, Ray
Sorry to hear about this. I will get in touch internally with the relevant person and be back in touch shortly.
Daniel
I’ve discussed this internally and confirm that Point Hacks does not host the application site, and therefore it is unrelated to any of Point Hacks servers.
I suggest that you try one more time to see if it does work, as this offer is quite popular and you may have been trying to submit it at a busy time. If it crashes again, please let me know and we can send you through a manual form to fill out.
Thanks
Daniel
Yes, you are eligible for this offer, as the ANZ Rewards Travel Adventure card is part of a different ‘family’ of cards within ANZ.
Yes, if your dates are correct, you will be eligible. But just make sure that you confirm with ANZ the exact date they have on record of when you closed your last ANZ card and not the date you requested the card to be cancelled, just to be 100% sure.
The terms and conditions do not explicitly define what a cash equivalent transaction is. I suggest giving ANZ a call and clarifying with them directly.
There is no specific minimum income indicated, but as a general guide, mid-tier cards like this usually require a minimum income of approximately $35,000 per year. However, ANZ will apply their own credit criteria to an application.
Once you qualify for the bonus points and they hit your Qantas Frequent Flyer account, then no, they can’t be clawed back.
Please note the following in clause 1 of the terms and conditions:
Not available where you currently hold an ANZ Frequent Flyer, ANZ Frequent Flyer Gold, ANZ Frequent Flyer Platinum or ANZ Frequent Flyer Black credit card, or have closed, or qualified for bonus Qantas Points on any of those ANZ Frequent Flyer credit cards within the previous 12 months.
As the ANZ Rewards Travel Adventure card (“RTAC”) does not offer bonus Qantas points and is not a card mentioned in the above clause, then you will be eligible for this promotion if you just recently applied for the RTAC. However, you will be ineligible if you hold or have received bonus Qantas points in the past 12 months from any ANZ Frequent Flyer branded card.
I hope that helps!
The Point Hacks exclusive ANZ page mentions $295 in the important numbers, as this will be the annual fee from the 2nd year onwards. The terms and conditions on this page do mention the following at the end of clause 1 as follows:
The ANZ Frequent Flyer Platinum Annual Account and Annual Rewards Fees (together “Annual Account Fee”) will be waived in the first year. After the first year, an Annual Account Fee of $295 applies. This fee is current as at 4th March 2020 and is subject to change. For all applicable fees & charges please see the ANZ Personal Banking Account Fees and Charges (PDF 139kB) and ANZ Personal Banking General Fees and Charges (PDF 155kB).