Up to 100,000 bonus Qantas Points^ are on offer for new cardholders of the Citi Premier Qantas Credit Card.
The bonus is split into two parts, with the first 70,000 Qantas Points to be awarded when you spend $6,000 on eligible purchases within 3 months from approval and an additional 30,000 Qantas Points when you keep your Card open for over 12 months.
The Citi Premier Qantas Credit Card earns Qantas Points on eligible spend and includes complimentary Priority Pass™️ membership with two lounge visits each year, plus access to Complimentary Insurances*.
Citi Premier Qantas Credit Card – The Basics
When you sign up for the Citi Premier Qantas Credit Card, you will earn Qantas Points, including the welcome bonus.
This credit card has an earn rate of 1 Qantas Point per $1 spent on eligible transactions online or overseas, capped at 100,000 Qantas Points over a 12-month period. Using the card for overseas spend will incur a 3.4% fee.
Card Details
| Card | Citi Premier Qantas Credit Card |
| Loyalty program | Qantas Frequent Flyer |
| Citi Rewards earn rate | 1 Qantas Point per $1 spent on Eligible Transactions online or overseas 0.5 Qantas Points per $1 spent on Eligible Transactions everywhere else |
| Points cap | 100,000 Qantas Points over a 12-month period |
| Minimum credit limit | $10,000 |
| Earns points at ATO | No |
| Travel benefits | Priority PassTM membership and two complimentary airport lounge visits each year |
| Annual fee | $350 for the first year and $175 each subsequent year if you spend $48,000 on eligible purchases or cash advances in the previous year, otherwise $350 p.a. ongoing |
| Overseas transaction fee | 3.40% of the converted amount |
| Access to Complimentary Insurance* | International Travel Insurance Domestic Travel Insurance Rental Vehicle Excess Insurance in Australia Purchase Protection Insurance Extended Warranty Insurance (Policy Information Booklet) |
| Mobile wallet | Apple Pay, Google Pay and Samsung Pay |
Earning Points from spend on the Citi Premier Qantas Credit Card
The points earn on eligible online and international spend is 1 Qantas Point per $1 spend and 0.5 Qantas Points per $1 on eligible spend everywhere else.
This card can yield a good points haul if you are going to pump a decent amount of spend through it, though note that there is an annual points cap of 100,000 points per 12-month period.
Priority PassTM
The card comes with complimentary Priority PassTM airport lounge membership, currently valued at US$99 per year, including two airport lounge visits currently valued at US$35 each.
Access to Complimentary Insurance*
You may be eligible for a range of insurances, including the following:
- International Travel Insurance
- Domestic Travel Insurance
- Rental Vehicle Excess Insurance in Australia
- Purchase Protection Insurance
- Extended Warranty Insurance
Make sure to read the Policy Information Booklet to consider the eligibility requirements and assess if these insurances meet your individual needs and offer you substantial value.
This guide references some of the benefits of insurance policies provided with this card. You should read the Policy Information Booklet and obtain independent professional advice before obtaining this product.
Citi PayAll
Earn 0.5 Qantas Points per $1 on larger everyday expenses such as rent, taxes, education fees, property management fees, childcare and miscellaneous bills with Citi PayAll. Offers are subject to eligibility and are only available if your account is in good standing (for example – your account is not in default, suspended or closed).
Note that Citi PayAll currenly has a 0.95% fee and Citi PayAll payments will not count towards the minimum spend required for the signup bonus offer.
Apple Pay, Google Pay & Samsung Pay support
Citi cards support Apple Pay, Google Pay & Samsung Pay, meaning you can use this card on your smartphone for easier payments.
Summing up: The Citi Premier Qantas Credit Card
The Citi Premier Qantas Credit Card is a great option for those looking to earn Qantas Points on eligible spend rather than through the Citi Rewards Program.
The Card also offers other travel-friendly benefits. These include a complimentary Priority PassTM membership plus two complimentary airport lounge visits each year and access to complimentary insurance, making for a more comfortable journey. Also, the ability to turbocharge your points earned from Citi PayAll is another great feature.
Overall, this is a reasonably priced Card for the travel benefits that it provides.
Important information
National Australia Bank Limited (ABN 12 004 044 937, AFSL and Australian Credit Licence 230686) (“NAB”) is the credit provider and issuer of Citi credit cards. NAB has acquired the business relating to these products from Citigroup Pty Limited (ABN 88 004 325 080, AFSL and Australian Credit Licence 238098) (“Citi”) and has appointed Citi to provide transitional services.
Our/us/we means NAB unless the context otherwise requires it.
“Citi”, “Citibank”, “Citigroup”, the Arc design and all similar trade marks and derivations thereof are used temporarily under licence by NAB from Citigroup Inc. and related group entities.
^ Bonus Qantas Points
70,000 bonus Qantas Points: You will receive 70,000 bonus Qantas Points when you spend a minimum of $6,000 on eligible purchases using your new card within 3 months from approval. Eligible purchases exclude Citi PayAll payments, Cash Advances, Balance Transfers, Special Promotions, interest, fees, refunds and Chargebacks. The 70,000 bonus Qantas Points will be credited to your Qantas Frequent Flyer membership account within 2 months of meeting the spend criteria. Additional 30,000 bonus Qantas Points: An additional 30,000 bonus Qantas Points will be credited to your Qantas Frequent Flyer membership account within 2 months of your Account being open for 12 months, provided it has been activated by you. Your Citi Premier Qantas Credit Card must remain open, in good standing (for example – your account is not in default, suspended or closed) and enrolled in Citi Qantas Rewards for the bonus Qantas Points to be awarded. All rewards are subject to the Terms and Conditions of the Citi Rewards Program. Qantas Points are defined in the Citi Rewards and Citi Qantas Rewards Program Terms and Conditions as Qantas Frequent Flyer Points. You must be a member of the Qantas Frequent Flyer Program and provide your membership number to us. A joining fee may apply. Membership and the earning and redemption of Qantas Points are subject to the Qantas Frequent Flyer program Terms and Conditions, available at qantas.com/terms. This offer commenced 30 May 2024. We may vary or end this offer at any time. This offer is not available when closing or transferring from another Citi branded credit card account or in conjunction with any other Citi branded credit card offer.
* Complimentary Insurance
AWP Australia Pty Ltd ABN 52 097 227 177 AFSL 245631 (trading as Allianz Global Assistance) under a binder from the underwriter, Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 (Allianz) has issued a Complimentary insurance group policy to National Australia Bank Limited (ABN 12 004 044 937, AFSL and Australian Credit Licence 230686) (“NAB”) which allows eligible NAB account holders and cardholders to claim under it as third party beneficiaries by operation of s48 of the Insurance Contracts Act 1984 (Cth).
NAB is the credit provider and issuer of Citi branded credit cards. NAB has acquired the business relating to these products from Citigroup Pty Limited (ABN 88 004 325 080, AFSL and Australian Credit Licence 238098) (“Citi”).
Citi has agreed with NAB to provide transitional services in relation to the transferred business. Any advice on insurance is general advice only and not based on any consideration of your objectives, financial situation or needs.
The terms, conditions, exclusions, limits and applicable sub-limits of the group policy are set out in the Citi Credit Cards Complimentary Insurance Policy Information Booklet which may be amended from time to time. Neither NAB nor Citi nor any of its related corporations guarantee this insurance.
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