Etihad Guest is a transfer partner of several bank rewards programs in Australia and, as a result, earning Etihad Guest miles from credit card spend is one of the key ways you can get your hands on points. If you happen to put a lot of your day-to-day spend on American Express, Visa or MasterCard, there are some high points earning options out there.

We’ve included an overview table so you can assess the cards that are out there, versus those you may have in your wallet. We also include some of the current sign-up bonuses for new applicants.

The highest Etihad Guest miles-earning credit cards

Card / OfferEtihad Guest Mile
earned / $ spent		Points CapAnnual fee ($)Our Guide
American Express Platinum Card
American Express Platinum Card ↓		1.125 miles on all eligible spend, and
0.5 mile on spend at government bodies		uncapped$1,450Read Here
American Express Platinum Business Card
American Express Platinum Business Card ↓		1.125 miles on all eligible spend, and
0.5 mile on spend at government bodies		uncapped$1,750Read Here
American Express Explorer
American Express Explorer ↓		1 mileuncapped$395Read Here
American Express Business Explorer
American Express Business Explorer ↓		1 mileuncapped$149Read Here
Diners Club Card and Mastercard
Diners Club Card + World MasterCard		1 on Diners
0.375 on Mastercard		uncapped$299Read Here
American Express Platinum Edge
American Express Platinum Edge ↓		0.5 mile on general spend including utilities and ATO
1 mile on overseas spend
1.5 miles at supermarkets and petrol stations		uncapped$195Read Here
Citi Prestige Mastercard
Citi Prestige Mastercard		0.33 mile on general spend
0.66 mile at major petrol
stations, supermarkets
and retailers
1 mile at major
restaurants, airlines
and international
spend		uncapped$700Read Here

How to analyse this list

For all the cards and offers listed on this page we are only touching on the ‘effective earn rate’ – this is when points in the parent bank/credit card rewards program are transferred to Etihad Guest Miles, and is a way to compare the specific points earn rates for each card across various credit card rewards programs that offer different headline earn rates and transfer rates to frequent flyer programs.

Each card has other benefits too, along with other transfer partners, annual fees and terms and conditions – so be sure to check out the full guide to each card.

There’s also the sign-up bonus of a card to consider. A large sign-up bonus may help to offset a lower earn rate on a card, so bear that in mind. It depends how much spend you put on your credit card each month, and how long you keep the card for.

Each card offer, with bonus, fee and other offer information on this page will be up-to-date at the time of publication, however, please note that offers change over time.

Some current offers for Etihad Guest miles-earning credit cards

American Express® Platinum Business Card

Apply Now Read the guide
  • Sign-up Bonus: 250,000 Membership Rewards Bonus Points*
  • Rewards Earn Rate: Earn 2.25 Membership Rewards points per $1 on all eligible business purchases, except for spend with government bodies, for which you will earn 1 point per $1 spent. 
  • Annual Fee: $875 in the first year (normally $1,750 p.a)*
  • Offer expires: 27 May 2025

New American Express Card Members can earn 250,000 Membership Rewards Bonus Points in the first year* when you apply, are approved and spend $12,000 on eligible purchases on your American Express Platinum Business Card in the first 3 months of your approval date. Plus, enjoy a half annual Card fee of $875 (normally $1,750) in the first year. The Card is aimed at small and medium-size businesses who want to maximise their points earned, as well as business and travel benefits. Offer ends 27 May 2025. T&Cs apply.

American Express Platinum Card

Apply Now Read the guide
  • Sign-up Bonus: 225,000 bonus Membership Rewards points
  • Rewards Earn Rate: Earn 2.25 Membership Rewards points per $1 on all eligible purchases, except for spend with government bodies, for which you will earn 1 point per $1 spent. 
  • Annual Fee: $1,450 p.a.
  • Offer expires: 8 April 2025

The American Express Platinum Card is offering 225,000 bonus Membership Rewards Points¹ for new American Express Card Members who apply by 8 April 2025 and spend $5,000 on eligible purchases in the first 3 months of approval. It also comes with up to $400 in Global Dining Credit¹¹ per calendar year and a $450 annual Travel Credit⁵. A great card for those who want to earn Membership Rewards Points on everyday spend and transferable to over 10 major Airline Rewards Partner Programs⁸. T&Cs apply.

American Express Business Explorer

Read the guide
  • Sign-up Bonus: 50,000 bonus Membership Rewards Points
  • Rewards Earn Rate: Earn 2 Membership Rewards Points per $1 spent on eligible business purchases except government bodies where you will earn 1 point per $1 spent. 
  • Annual Fee: $149 p.a.

American Express is offering 50,000 bonus Membership Rewards Points for new American Express Card Members who apply for the Business Explorer Credit Card and spend $3,000 on eligible purchases in the first 3 months from approval. Benefits of this card include complimentary American Express lounge access plus a range of insurances and high points earn rates on spend.

American Express Explorer Credit Card

Apply Now Read the guide
  • Sign-up Bonus: 100,000 bonus Membership Rewards Points
  • Rewards Earn Rate: Earn 2 Membership Rewards points per $1 on all purchases except government bodies where you will earn 1 point per $1 spent. 
  • Annual Fee: $395 p.a.
  • Offer expires: 8 April 2025

American Express is offering 100,000 bonus Membership Rewards Points for new American Express Card Members who apply for the Explorer Credit Card by 8 April 2025, are approved, and spend $4,000 on eligible purchases within the first 3 months of the approval date. Includes $400 Travel Credit each year as a regular benefit, plus free access to The Centurion® Lounge at Sydney and Melbourne airports along with a range of insurances and high points earn rates on spend. T&Cs apply. New Amex Card Members only.

American Express Platinum Edge

Read the guide
  • Rewards Earn Rate: 3 Membership Rewards points earned per $1 spent at major supermarkets and petrol stations. 2 Membership Rewards points earned per $1 on overseas spend. 1 Membership Rewards point per $1 spent everywhere else including ATO, other government charges and utilities. 
  • Annual Fee: $0 in the first year, $195 p.a.

The American Express Platinum Edge Card is offering $0 annual Card Fee (usually $195) in the first year for new Card Members. The card comes with a $200 travel credit each year it is renewed, Smartphone Screen Cover and earns 3 points per $1 at major supermarkets and petrol stations, and 2 points per $1 on overseas spend.

Cards in the table but not mentioned above

Offers for some of the cards are not mentioned above as they don’t offer a sign-up bonus, or we don’t have a guide for them yet.

The focus of this guide is to outline the highest Etihad Guest miles-earning credit cards out there – there are also other cards with differing points earn rates and annual fees that are also linked to Etihad Guest miles. Check out the cards table for the list.

The highest Etihad Guest miles-earning credit cards was last modified: January 9th, 2023 by Daniel Sciberras