St.George is offering 90,000 Qantas Points for new cardholders of the Amplify Signature Qantas Rewards card until 30 April 2024. The card earns Qantas Points on spend and includes two complimentary Qantas airport lounge passes per year plus a 10% bonus reward of the points you earned for the previous year on your birthday.
If you would like to earn flexible rewards points on spend, there’s a 150,000 Amplify Rewards Points bonus on offer for new cardholders of the St.George Amplify Rewards Signature.
The Amplify family of cards includes cards offered by St.George, Bank of Melbourne and BankSA and they continue to offer decent points earn rates from your day-to-day spend. This guide covers the different earn rates, caps and benefits of the St.George Amplify Qantas Signature.
Digging into the details of the St.George Amplify Qantas Signature Card
The St.George Amplify Qantas Signature offers 0.75 Qantas Points per dollar spent on eligible purchases capped to a maximum of $250,000 spent on eligible purchases annually. Bonus Qantas Points are not included in the cap.
The additional benefits of the Amplify Signature credit card include a 10% points ‘birthday bonus’ on your spend for the previous year, which effectively increases your points earn rate on all your spend if you keep the card active. The Qantas Rewards variant also comes with two single-entry Qantas lounge passes, insurance and access to Visa Luxury Hotels booking service.
| Card | St.George, Bank of Melbourne and BankSA Amplify Qantas Signature Visa |
| Loyalty program | Qantas Frequent Flyer |
| Points earned from spend | Earn 0.75 Qantas Points per $1 up to a maximum of $250,000 spent on eligible purchases annually. Bonus Qantas Points not included in the cap. |
| Travel benefits | 2 x Qantas Club Access to the Visa Luxury Hotels program |
| Included insurances | Amplify Signature Travel Service, international travel insurance, purchase security insurance, extended warranty cover plus more |
| Mobile wallet | Apple Pay, Google Pay and Samsung Pay |
| Overseas transaction fee | 3% of the converted amount |
| Card fee | $295 p.a. ongoing + $75 Annual Qantas Rewards Program fee |
Qantas Points vs. Amplify Rewards
The St.George Amplify Signature Visa also has an Amplify Rewards variant that earns 1.5 Amplify Points per $1 on spend which equates to 0.75 Velocity Points or KrisFlyer miles when transferred. Note that the transfer rate to KrisFlyer will be reduced to 3:1 from 31 July 2023 onwards.
The Qantas Rewards variant on the other hand directly earns 0.75 Qantas Points per $ on all eligible spend, capped at $250,000 annually.
The Birthday Bonus
Both variants of the Amplify Signature come with a unique benefit of a 10% bonus on all points earned from spend over the previous 12 months (excluding any bonus points) on your birthday each year.
Lounge access
You’re also offered two complimentary single-entry lounge passes each year. For the Qantas Rewards variant, you’ll receive two Qantas lounge invitations each year, which are pretty handy—they can be used domestically or internationally.
Other benefits
The Amplify Signature comes with access to the Visa Luxury Hotels program, which offers:
- Best available rate guarantee
- Automatic room upgrade upon arrival (when available)
- 3pm check-out (when available) at over 900 luxury hotels
- Free in-room Internet
- Complimentary continental breakfast
- VIP Guest status
- US$25 food or beverage voucher
You can check out the available deals at participating hotels at visaluxuryhotels.com—the program may be of use to you, or it may not, depending on the hotel you’re looking into.
You’ll also get access to the Amplify Signature Travel Service, which is a dedicated phone service with Travel consultants available to cardholders, with access to some specific packages. Worth looking it if you’re likely to use it.
And finally, there’s also a range of included insurances:
- Complimentary Overseas Travel insurance for up to six months
- Complimentary Purchase Cover for up to four months
- Extended Warranty Cover for up to twelve months
- Transit Accident insurance
- Certain medical and hospital expenses overseas—unlimited cover (except emergency dental and bed care patient allowance)
- Unexpected cancellation of your travel arrangements and associated expenses—unlimited cover (maximum of AUD $10,000 for a family)
- Up to $500 per person for travel delays
- Up to $550 per person for loss or damage to travel documents
- Up to $20,000 per person for accidental loss or damage to eligible personal property
- Up to $5,500 of excess cover for loss or damage of a rental vehicle
As I always say with credit card insurances, only you can decide if they offer value for your circumstances, so make sure you read the PDS for them to decide if they meet your needs. Read the full PDS here for St.George.
This guide references some of the benefits of insurance policies provided with this card. You should read the PDS and obtain independent professional advice before obtaining this product.
St.George Apple Pay, Google Pay & Samsung Pay support
St.George cards support Apple Pay & Google Pay & Samsung Pay, meaning you can use this card on your smartphone for easier payments. Find out more in our guides for each of the compatible services.
Summing up
The St.George Amplify Qantas Signature Card, along with the other Qantas Rewards variants under the Amplify family could still be useful for those who are looking for a non-Amex card with decent Qantas Points earn.
Bonus offers on this card can be hit and miss but when they are good, the card can be worth considering, especially with the handy travel and lounge access perks.
Same question applies with all other banks which has the ‘amplify’ rewards ie. SA, BOM
Are you aware if they count local rates payment as government spending?
Unfortunately the terms and conditions are silent on what constitutes government spending, which are excluded from earning points. In this situation, it is best to give St George a call to confirm.
If you wish to play it safe, I would wait for the bonus points to come through, but you could always call St. George and confirm with them as well.
I have spent my minimum $4000 and it’s looks as though i didn’t receive the 80000 Qantas points.
Instead I received 2500 odd?
Can you shed any light to this?
Cheers
Andrew
After the minimum spend is made, bonus points generally take anywhere between 4 to 12 weeks to credit to your frequent flyer account, varying by each provider. If you haven’t received them in this time frame, please send your details to [email protected] so we can investigate further with St. George.
Would there be any risk of losing the points if i cancelled the card now (after paying it out)?
I plan on searching for another card.
Cheers
Andrew
Once points are credited to your frequent flyer account, they cannot be reversed. However, if you cancel prior to receiving the bonus points, then you will forfeit these points.
cc anyone else,
I’ve now spent the $4k required. Do you know how I get my hands the lounge passes? You gotta ring ’em up?
Cheers,
Eric
PLease see the T&Cs regarding the lounge passes below:
To be eligible for the two complimentary Qantas Lounge invitations, you must register your details at stgeorge.com.au/amplifysignature. Two complimentary lounge invitations will be automatically sent to the account holder at the same date of the initial Qantas Lounge Pass registration following the account holder’s registration. Qantas club invitations are provided courtesy of St.George Bank, and are valid for Qantas Club and Qantas operated international business lounges only. Not valid in international First Class Lounges, Chairman’s Lounge, Qantas Domestic Business, Qantas oneworld® alliance airline, partner airline or associated lounges. Each invitation is valid for a single visit before the date specified on the invitation, when travelling with Qantas or Jetstar with a QF or JQ flight number. Access and use is subject to Qantas Club rules which are available at qantas.com/qantasclub. The two Qantas Club Lounge invitations will be sent to your Card account mailing address within 4 weeks of your registration, provided you are not in breach of the Conditions of Use, your account remains open and that there has been a transaction of more than $1 within the last 12 months. The two Qantas Club Lounge invitations will expire on the date printed on the invitations. Qantas Club Lounge invitations will not be issued to customers who do not first register via stgeorge.com.au/amplifysignature. If you do not use your invitations by the printed expiry date, you will need to complete the registration again to receive the two complimentary invitations.
However the information I have read states that the same $0 annual card fee for the first year applies for customers opting for Qantas reward points: https://www.stgeorge.com.au/personal/credit-cards/affiliate/amplify-signature/qantasexclusive?promoCode=Q2&cid=sc:cc:FY19_1901:oth:qf:dtop&utm_source=qf&utm_medium=oth&utm_campaign=FY19_1901
Please clarify, thanks! 🙂
The no annual fee promotion on the link that you attached appears to be a Qantas specific promotion. In this case, that promotion will get you a $0 annual fee in the first year rather than a discounted fee.