[object Object],[object Object]
[object Object]
based on $1,000 per month
The Westpac Altitude Rewards Black has up to 150,000 Altitude Points plus a reduced first year annual card fee on offer for new cardholders, the points can be redeemed for up to $700 in e-gift cards or transferred to Velocity Frequent Flyer, KrisFlyer or Cathay miles at a 3:1 ratio. The card offers high points earn rates plus ongoing benefits, including Priority Pass lounge invites.
Points benefits
Card name
Westpac Altitude Rewards Black
Bonus points
150,000
Minimum spend
$6,000
Points earn rate
1.25 Altitude Points for every $1 spent on eligible purchases
Rewards program spending
Westpac Altitude Rewards
Rewards program bonus points
Westpac Altitude Rewards
Other benefits
2 x Priority Pass invitations per cardholder year
Overseas Travel Insurance, Purchase Protection and other insurances
Apple Pay, Google Pay & Samsung Pay Support
Details and fees
Annual fee
$200
Interest free period
Up to 45 days
Min. credit limit
$15,000
Late payment fee
$15
Number of additional card holders
1
Card type
Mastercard
[object Object],[object Object]
[object Object]
Bonus points
up to 120,000
based on $1,000 per month
The Westpac Qantas Black has up to 120,000 Qantas Points on offer for new cardholders. The card offers high points earn rates plus ongoing benefits, including Qantas lounge invites.
Points benefits
Card name
Westpac Altitude Qantas Black
Bonus points
120,000
Minimum spend
$6,000
Points earn rate
Earn 0.75 Qantas Points per $1 up to a maximum of $250,000 spent on eligible purchases annually. Bonus Qantas Points not included in the cap
Points cap monthly
0
Rewards program spending
Qantas Frequent Flyer
Other benefits
2 x Qantas Club invitations per cardholder year
Overseas Travel Insurance, Purchase Protection and other insurances
Details and fees
Annual fee
$370
Number of additional card holders
0
Card type
Mastercard
[object Object],[object Object]
[object Object]
based on $1,000 per month
The Westpac Altitude Platinum Credit Card has up to 120,000 bonus Altitude Rewards Points on offer for new cardholders. Comes with a discounted first-year annual fee, complimentary insurance, and earns decent Altitude Points on spend.
Points benefits
Card name
Westpac Altitude Rewards Platinum
Bonus points
120,000
Minimum spend
$3,000
Points earn rate
- 1 Altitude Point per $1 on everyday spend
- 2 Altitude Points per $1 on overseas spend
Points cap monthly
0
Rewards program spending
Westpac Altitude Rewards
Rewards program bonus points
Westpac Altitude Rewards
Other benefits
Overseas Travel Insurance, Purchase Protection etc.
Apple Pay, Google Pay, Samsung Pay Support
Details and fees
Annual fee
$99
Interest free period
Up to 45 days
Min. credit limit
$6,000
Late payment fee
$15
Number of additional card holders
1
Card type
Mastercard
[object Object],[object Object]
[object Object]
based on $1,000 per month
The Westpac Lite Credit Card has no foreign transaction fees including for shopping and offer a low variable purchase rate of 9.90% per annum. The card has a monthly fee of $9 for a total of $108 annually.
Points benefits
Card name
Westpac Lite Credit Card
Points earn rate
Other benefits
No fees on foreign transactions
Up to 45 days interest-free
Apple Pay, Google Pay & Samsung Pay support
Details and fees
Annual fee
$108
Interest free period
Up to 45 days
Min. credit limit
$1,000
Late payment fee
$15
Number of additional card holders
0
Card type
MasterCard
[object Object],[object Object]
[object Object]
based on $1,000 per month
The Westpac Altitude Business Platinum earns 1 Altitude point per dollar on all eligible domestic transactions and includes complimentary insurances.
Points benefits
Card name
Westpac Altitude Business Platinum
Points earn rate
- 1 Altitude Point per $1 on eligible domestic spend
- 2 Altitude Points per $1 on overseas spend
- 0.5 points per $1 on Government transactions
Rewards program spending
Altitude Business Rewards
Rewards program bonus points
Altitude Business Rewards
Other benefits
Up to 55 days interest free on purchases
Fraud Money Back Guarantee
Complimentary Travel, Purchase and Business insurances
Details and fees
Annual fee
$0
Interest free period
Up to 55 days
Late payment fee
$15
Number of additional card holders
1
Card type
Mastercard
[object Object],[object Object]
[object Object]
based on $1,000 per month
The Westpac Altitude Business Gold has no annual fee for the first year on offer for new cardholders. Earns 1 Altitude point per $1 on eligible spend and comes with Travel, Purchase and Business insurances.
Points benefits
Card name
Westpac Altitude Business Gold
Points earn rate
- 1 Altitude Rewards point per $1 on eligible spend
- 0.5 Altitude Rewards point per $1 on Government transactions
Points cap monthly
20,000
Rewards program spending
Altitude Business Rewards
Rewards program bonus points
Altitude Business Rewards
Other benefits
Details and fees
Annual fee
$0
Interest free period
Up to 55 days
Min. credit limit
$1,000
Late payment fee
$15
Additional card holder fee
$1
Number of additional card holders
0
Card type
Mastercard