Westpac is offering up to 80,000 Qantas Points plus a reduced card fee for the first year for new Westpac Altitude Qantas Platinum cardholders until 31 July 2024.
The Altitude Platinum is the mid-range card within the Altitude range and is available in both the Altitude Rewards and Qantas variants. This guide specifically looks at the Qantas variant.
The card fee for the first year is discounted to $99 plus a $75 Qantas Rewards fee. The ongoing card fee is $175 p.a. thereafter (plus a $75 annual Qantas Rewards fee).
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The bonus is split into two parts. You will receive the first 60,000 bonus Qantas Points after spending a minimum of $4,000 on eligible purchases within the first 90 days of approval. Plus an additional 20,000 bonus Qantas Points after making your first eligible purchase in your second year.
Details of the Westpac Altitude Qantas Platinum Credit Card
Card Details
| Card | Westpac Altitude Platinum Qantas |
| Loyalty program | Qantas Frequent Flyer |
| Points earned from spend | Earn 0.5 Qantas Points per $1 up to a maximum of $100,000 spent on eligible purchases annually. Bonus Qantas Points not included in the cap |
| Minimum income requirement | $30,000 p.a. |
| Included insurances | Extended Warranty & International Travel Insurance (PDS) |
| Points Cap | Up to a maximum of 50,000 Points per year. Bonus Qantas Points not included in the cap. |
| Overseas transaction fee | 3.0% of the converted amount |
| Mobile wallet | Apple Pay, Google Pay and Samsung Pay |
| Card fee | $175 p.a. ongoing + ($75 annual Qantas Rewards fee) |
Altitude Qantas vs Altitude Rewards
The Altitude Card range offers a choice between earning Qantas Points through Qantas Frequent Flyer or Altitude Rewards Points through Westpac’s own loyalty program Altitude Rewards. The latter allows cardmembers to transfer their Altitude Rewards Points to a number of airline partners but specifically excludes Qantas.
In addition to the ongoing card fee, there is an annual $75 Qantas Rewards fee on the Westpac Altitude Platinum Qantas Mastercard.
When choosing the Qantas Platinum over Altitude Rewards Platinum, you’ll also need to factor in the different earn rates of each currency and transfer rates to partner programs. Our full guide to Altitude Rewards offers more detail about the program’s benefits.
Altitude Rewards points can be transferred into Virgin Australia Velocity, Singapore Airlines KrisFlyer and Cathay Pacific Asia Miles at a rate of 3 Altitude Rewards points to 1 frequent flyer program point/mile.
The choice between Altitude Qantas or Altitude Rewards will depend on your personal points-earning preference.
Included insurances and other benefits
The Altitude Qantas Platinum Card comes with a range of insurances, including overseas travel insurance for trips up to 3 months in length, transit accident insurance and extended warranty insurance. You should check the descriptions for each policy if you plan to rely on them. Read the PDS for the Westpac Altitude Platinum here.
This guide references some of the benefits of insurance policies provided with this card. You should read the PDS and obtain independent professional advice before obtaining this product.
Westpac Apple Pay, Google Pay & Samsung Pay support
Westpac cards support Apple Pay, Google Pay & Samsung Pay, meaning you can use this card on your smartphone for easier payments. Find out more in our guides for each of the compatible services.
Summing up: the Westpac Altitude Platinum Card
The Westpac Altitude Qantas Platinum Card is a mid-range card that will suit those looking to earn only Qantas Points. For those looking to have greater flexibility in which program their points are directed to, then you instead may wish to consider the Altitude Rewards variant of this card.
The card has a competitive earn rate compared to similar cards in the market and has a relatively high annual cap on the number of points that can be earned, which is definitely a perk not seen on most competitor cards.
Would car registration and car insurance count towards the minimum spend on this card? If not, are there anyones that do?
Thanks.
These card offers seem to change slightly from year to year but I was just approved my second Westpac altitude platinum (24 months gap so the 70,000 pts still on offer).
Super easy to get approved for, all done online, and for me it took them three days and no phone calls exchanged.