With six out of every ten frequent flyer points coming from sources other than actually flying—and credit cards earning the bulk of those—getting the right mix of cards in your wallet is important to planning your next trip. Here is a sample of highlights from credit card providers available now.


Latest Offers

We round up the cards with noteworthy bonus offers to know about this month.

Credit CardBonus PointsAnnual FeeOffer end dateCard Guide
Gift Card
St.George Amplify Platinum
St.George Amplify Rewards Signature ↓
150,000 Amplify Rewards Points
(can get up to $675 in eGift cards)
$199 for the first year,
$295 p.a. ongoing
30 April 2025Read Here
ANZ Rewards Black
ANZ Rewards Black ↓
Up to 160,000 ANZ Rewards Points
(can get a $700 Gift Card)
$375 p.a. ongoingongoingRead Here
Qantas Points
Qantas Premier Titanium
Qantas Premier Titanium ↓
150,000 Qantas Points$1,200ongoingRead Here
American Express Qantas Business Rewards
American Express Qantas Business Rewards ↓
170,000 Qantas Points$450 p.a. ongoing8 April 2025Read Here
Westpac Altitude Qantas Black
Westpac Altitude Qantas Black ↓
Up to 120,000 Qantas Points$295 p.a. plus $75 annual Rewards fee30 April 2025Read Here
Citi Premier Qantas Card
Citi Premier Qantas Credit Card ↓
Up to 110,000 Qantas Points $350 p.a.ongoingRead Here
Qantas Premier Platinum Card
Qantas Premier Platinum ↓
Up to 90,000 Qantas Points$349 for the first year,
$399 p.a. ongoing
ongoingRead Here
American Express Qantas Ultimate
Qantas American Express Ultimate ↓
100,000 bonus Qantas Points$450 p.a.18 March 2025Read Here
Qantas American Express Premium
Qantas American Express Premium Card ↓
20,000 Qantas Points
$249 p.a.ongoingRead Here
Velocity Points
American Express Velocity Business Card
American Express Velocity Business ↓
120,000 Velocity Points$249 p.a. ongoingongoingRead Here
Citi Premier Credit Card
Citi Premier Credit Card ↓
110,000 Velocity Points$300 p.a. ongoing1 April 2025Read Here
Amex Velocity Platinum
American Express Velocity Platinum ↓
100,000 bonus Velocity Points$440 p.a. ongoing30 April 2025Read Here
ANZ Rewards Black
ANZ Rewards Black ↓
80,000 Velocity Points (equivalent)$375 p.a. ongoingongoingRead Here
NAB Rewards Platinum
NAB Rewards Platinum ↓
Up to 80,000 Velocity Points (equivalent)$95 for the first year,
$195 p.a. ongoing
30 April 2025Read Here
NAB Rewards Signature
NAB Rewards Signature ↓
Up to 90,000 Velocity Points
(equivalent)
$24 monthly feeongoingRead Here
Westpac Altitude Black
Westpac Altitude Rewards Black ↓
50,000 Velocity Points
(equivalent)
$200 for the first year,
$295 p.a. ongoing
30 April 2025Read Here
KrisFlyer miles
Westpac Altitude Black
Westpac Altitude Rewards Black ↓
50,000 KrisFlyer miles
(equivalent)
$200 for the first year,
$295 p.a. ongoing
30 April 2025Read Here
ANZ Rewards Black
ANZ Rewards Black ↓
53,000 KrisFlyer miles
(equivalent)
$375 p.a. ongoingongoingRead Here
American Express Membership Rewards
American Express Platinum Business Card
American Express Platinum Business ↓
250000 Premium Ascent
Membership Rewards Points
$875 in the first year
(normally $1,750 p.a.)
25 March 2025Read Here
American Express Platinum Card
American Express Platinum ↓
200,000 Ascent Premium
Membership Rewards points
$1,450 p.a.11 March 2025Read Here
American Express Explorer
American Express Explorer ↓
100,000 Amex MR Points$395 p.a.8 April 2025Read Here

Digging into the details

Learn more about the cards with noteworthy offers this month.

Gift Cards

St.George Amplify Rewards Signature

  • Sign-up Bonus: 150,000 Amplify Rewards Points
  • Rewards Earn Rate: 1.5 Amplify Points for every $1 spent on eligible purchases. 
  • Annual Fee: $199 in the first year, $295 p.a. ongoing
  • Offer expires: 30 April 2025

St.George is offering 150,000 Amplify Rewards Points (equivalent to 75,000 Velocity Points or up to $675 in eGift cards) plus a reduced first-year annual fee for new cardholders of the Amplify Rewards Signature Card. Includes two complimentary airport lounge passes per year and you can also receive a 10% bonus reward of the points you earned for the previous year on your birthday.

ANZ Rewards Black credit card

  • Sign-up Bonus: Up to 160,000 extra ANZ Reward Points + $100 back with the ANZ Rewards Black credit card
  • Rewards Earn Rate: Earn 2 ANZ Reward Points per $1 spent on eligible purchases up to $5,000 per statement period, then 1 Reward Point per $1 spent on eligible purchases above $5,000 per statement period. 
  • Annual Fee: $375 p.a. ongoing

ANZ is offering up to 160,000 extra ANZ Reward Points (110,000 pts + $100 back when you spend $5,000 in the first 3 months from approval & 50,000 pts when card kept 15 months) for new cardholders of the ANZ Rewards Black credit card. Includes complimentary insurance plus Apple Pay and Google Pay support.

Qantas

Qantas Premier Titanium

  • Sign-up Bonus: 150,000 Qantas Points
  • Rewards Earn Rate: 1.25 Qantas Points per $1 up to $12,500 per statement period and 0.5 thereafter. 2 Qantas Points per whole AU$1 equivalent on international spend (uncapped). 2 additional Qantas Points per whole AU $1 equivalent spent on Qantas spend (uncapped). 
  • Annual Fee: $1200 p.a.

The Qantas Premier Titanium Mastercard has 150,000 bonus Qantas Points on offer for new cardholders, includes two complimentary Qantas First Class lounge passes per year, discounts on Qantas flights and can help you boost your Qantas status credits.

American Express Qantas Business Rewards

  • Sign-up Bonus: 170,000 bonus Qantas Points
  • Rewards Earn Rate: Earn 2 Qantas Points per $1 spent on Qantas products and services, 1.25 Qantas Points per $1 spent on everyday business purchases, and 0.5 Qantas Points per $1 spent on government charges. After a total of 500,000 Qantas Points is earned in a calendar year, the everyday business earn rate will change from 1.25 to 0.75 Qantas Points per $1 spent.. 
  • Annual Fee: $450 p.a. and up to 99 Employee Cards at no additional cost
  • Offer expires: 8 April 2025

The American Express Qantas Business Rewards Card has 170,000 bonus Qantas Points on offer when you apply by 8 April 2025 and spend $6,000 on eligible purchases on your Card in the first 3 months of the approval date. The card earns Qantas Points on spend and is transferred automatically into the business' Qantas Business Rewards account offering more flexibility for business owners. T&Cs apply. New Card Members only.

Westpac Altitude Qantas Black

  • Sign-up Bonus: Up to 120,000 bonus Qantas Points
  • Rewards Earn Rate: Earn 0.75 Qantas Points per $1 up to a maximum of $250,000 spent on eligible purchases annually. Bonus Qantas Points not included in the cap. 
  • Annual Fee: $295 p.a. plus $75 annual Rewards fee if you choose to earn Qantas Points
  • Offer expires: 30 April 2025

The Westpac Qantas Black has up to 120,000 Qantas Points on offer for new cardholders. The card offers high points earn rates plus ongoing benefits, including Qantas lounge invites.

Citi Premier Qantas Credit Card

  • Sign-up Bonus: Up to 100,000 bonus Qantas Points^
  • Rewards Earn Rate: 1 Qantas Point per $1 spent on Eligible Transactions online or overseas and 0.5 Qantas Point per $1 spent on Eligible Transactions everywhere else, capped at 100,000 Qantas Points over a 12-month period. 
  • Annual Fee: $350 p.a. ongoing

Up to 100,000 bonus Qantas Points are on offer for new cardholders who apply for the Citi Premier Qantas Credit Card. Includes two complimentary Priority Pass™️ airport lounge visits each year and offers up to 1 Qantas Point per $1 on spend.^ This product is provided by National Australia Bank Limited, using certain trademarks temporarily under license from Citigroup Inc.

Qantas Premier Platinum

  • Sign-up Bonus: Up to 90,000 bonus Qantas Points with the Qantas Premier Platinum card
  • Rewards Earn Rate: 1 Qantas Point per whole AU$1 on Domestic Spend up to $10,000 per statement period and 0.5 thereafter. 1.5 Qantas Points per whole AU$1 equivalent on international spend plus 1 additional Qantas Point per whole AU$1 on selected Qantas spend. 
  • Annual Fee: $349 for the first year and $399 p.a. ongoing

The Qantas Premier Platinum card offers 50,000 bonus Qantas Points for new cardholders who spend $5,000 or more on eligible purchases within 3 months from approval, and an additional 40,000 bonus Qantas Points for those who haven’t earned Qantas Points with a credit or charge card in the last 12 months. The card also includes a discounted first-year annual fee, two complimentary airport lounge passes, and 0% p.a. interest for 6 months on Balance Transfers (a 2% Balance Transfer fee applies).

Qantas American Express Ultimate

  • Sign-up Bonus: 100,000 bonus Qantas Points
  • Rewards Earn Rate: 1.25 Qantas Points earned per $1 on eligible everyday purchases. 2.25 Qantas Points per $1 spent on selected Qantas products and services in Australia. 0.5 Qantas Point per $1 at government bodies in Australia. After a total of 100,000 Qantas Points is earned in a calendar year, the everyday earn rate will change from 1.25 to 1 Qantas Point per $1 spent.. 
  • Annual Fee: $450 p.a.
  • Offer expires: 18 March 2025

The Qantas American Express Ultimate Card has 100,000 bonus Qantas Points on offer for new American Express Card Members who apply by 18 March 2025. It’s one of the highest-earning Qantas Point cards and comes with a $450 Qantas Travel Credit each year plus a range of premium travel benefits. Eligibility criteria, minimum spend and T&Cs apply. New Card Members only.

Qantas American Express Premium

  • Sign-up Bonus: 20,000 bonus Qantas Points
  • Rewards Earn Rate: 1 Qantas Point earned per $1 spent on eligible purchases. 1 additional Qantas Point per $1 on selected Qantas products and services in Australia. 0.5 Qantas Points per $1 spent at government bodies in Australia. 
  • Annual Fee: $249 p.a. annual fee

The Qantas American Express Premium Card has 20,000 bonus Qantas Points on offer for new American Express Card Members who apply online, are approved, and spend $3,000 on your new Card within the first 3 months of approval date. The card comes with 2 Qantas Club invitations each Card Member year and earns up to 2 Qantas Points per $ on eligible purchases.

Velocity Points

American Express Velocity Business

  • Sign-up Bonus: 170,000 bonus Velocity Points
  • Rewards Earn Rate: 1 Velocity Point per $1 spent on eligible everyday business purchases and 2 Velocity Points per $1 spent with Virgin Australia. 
  • Annual Fee: $249 p.a. and $99 per Employee Card up to 99 cards
  • Offer expires: 30 April 2025

The American Express Velocity Business Card is offering 170,000 bonus Velocity Points for new American Express Card Members who apply by 30 April 2025, are approved and spend $5,000 on eligible purchases on your new Card within the first 2 months of approval*. The card lets you access a line of unsecured funding with flexible spending power^ and offers business owners and sole traders up to 2 Velocity Points per dollar on purchases within Australia. T&Cs apply. Available for new American Express Card Members only.

Citi Premier Credit Card

  • Sign-up Bonus: 110,000 bonus Velocity Frequent Flyer Points¹
  • Rewards Earn Rate: 2 Citi reward Points per $1 spent on Eligible Transactions online or overseas and 1 Citi reward Point per $1 spent on Eligible Transactions everywhere else, capped at 200,000 Citi reward Points over a 12-month period. 
  • Annual Fee: $300 p.a. ongoing
  • Offer expires: 1 April 2025

The Citi Premier Credit Card offers 110,000 bonus Velocity Points¹ for new cardholders who spend $8,000 or more on eligible purchases within 3 months from approval. The card earns up to 2 Citi reward Points per dollar on eligible transactions and includes complimentary membership and two airport lounge visits every year when you enrol in Priority Pass™, plus the ability to automatically transfer Points from the Citi Rewards Program to Velocity Frequent Flyer each month with Points Autosweep⁴. Offer ends 1 April 2025. This product is provided by National Australia Bank Limited, using certain trademarks temporarily under license from Citigroup Inc.

American Express Velocity Platinum

  • Sign-up Bonus: 100,000 bonus Velocity Points*
  • Rewards Earn Rate: 1.25 Velocity Points earned per $1 on all eligible spend except for government bodies˜. 2.25 Velocity Points per $1 spent on selected Virgin Australia purchases˜. 0.5 Velocity Points per $1 on Government spend˜. 
  • Annual Fee: $440 p.a.
  • Offer expires: 30 April 2025

The American Express Velocity Platinum Card has 100,000 bonus Velocity Points* on offer for new American Express Card Members who apply by 30 April 2025 and spend $3,000 on eligible purchases within the first 3 months of approval. Includes several perks such as Virgin Australia Lounge Access^ every time you fly domestically with Virgin Australia, 2 VA Guest Lounge Passes⁼ each year and a Complimentary Domestic Return Virgin Australia Flightˢ. Terms, conditions and exclusions apply. New American Express Card Members Only.

ANZ Rewards Black credit card

  • Sign-up Bonus: Up to 160,000 extra ANZ Reward Points + $100 back to your new card
  • Rewards Earn Rate: Earn 2 ANZ Reward Points per $1 spent on eligible purchases up to $5,000 per statement period, then 1 Reward Point per $1 spent on eligible purchases above $5,000 per statement period. 
  • Annual Fee: $375 p.a. ongoing

ANZ is offering up to 160,000 extra ANZ Reward Points (110,000 pts + $100 back when you spend $5,000 in the first 3 months from approval & 50,000 pts when card kept 15 months) for new cardholders of the ANZ Rewards Black credit card. Includes complimentary insurance plus Apple Pay and Google Pay support.

NAB Rewards Platinum Card

  • Sign-up Bonus: Up to 80,000 bonus Velocity Points *
  • Rewards Earn Rate: Earn uncapped points including 1 NAB Rewards Point earned per $1 on eligible everyday spend and 1.5 NAB Rewards Points per $1 at eligible Grocery Stores *. 
  • Annual Fee: $95 for the first year, $195 p.a. ongoing
  • Offer expires: 30 April 2025

The NAB Rewards Platinum Card is offering up to 80,000 Velocity Points (auto-converted from 160,000 NAB Rewards Points) and a reduced first-year annual fee for new cardholders. * NAB Rewards allows you to earn flexible points on eligible spend, and offers bonus points at eligible grocery stores and purchases made online with Webjet via NAB Rewards Store or on Webjet.com.au.

NAB Rewards Signature

  • Rewards Earn Rate: Earn 1.5 NAB Rewards Points earned per $1 spent on everyday purchases up to $15,000 per statement period, then 0.5 NAB Rewards Points for every $1 spent, uncapped thereafter. 
  • Annual Fee: $24 monthly fee, can be reversed when you spend $5,000 or more in a statement period.

The NAB Rewards Signature Card is the highest points-earning card in the NAB Rewards line-up. It has no international transaction fees on all eligible purchases and comes with a Delayed Flight Lounge Pass that gives you complimentary access to an airport lounge at selected locations in the event of a 60 minute or more delay to your domestic or international flight.

Westpac Altitude Rewards Black

  • Sign-up Bonus: Up to 150,000 Altitude points
  • Rewards Earn Rate: 1.25 Altitude Points for every $1 spent on eligible purchases. 
  • Annual Fee: $200 for the first year, $295 p.a. ongoing
  • Offer expires: 30 April 2025

The Westpac Altitude Rewards Black has up to 150,000 Altitude Points plus a reduced first year annual card fee on offer for new cardholders, the points can be redeemed for up to $700 in e-gift cards or transferred to Velocity Frequent Flyer, KrisFlyer or Cathay miles at a 3:1 ratio. The card offers high points earn rates plus ongoing benefits, including Priority Pass lounge invites.

Krisflyer Miles

Westpac Altitude Rewards Black

  • Sign-up Bonus: Up to 150,000 Altitude points
  • Rewards Earn Rate: 1.25 Altitude Points for every $1 spent on eligible purchases. 
  • Annual Fee: $200 for the first year, $295 p.a. ongoing
  • Offer expires: 30 April 2025

The Westpac Altitude Rewards Black has up to 150,000 Altitude Points plus a reduced first year annual card fee on offer for new cardholders, the points can be redeemed for up to $700 in e-gift cards or transferred to Velocity Frequent Flyer, KrisFlyer or Cathay miles at a 3:1 ratio. The card offers high points earn rates plus ongoing benefits, including Priority Pass lounge invites.

ANZ Rewards Black credit card

  • Sign-up Bonus: Up to 160,000 extra ANZ Reward Points + $100 back to your new card
  • Rewards Earn Rate: Earn 2 ANZ Reward Points per $1 spent on eligible purchases up to $5,000 per statement period, then 1 Reward Point per $1 spent on eligible purchases above $5,000 per statement period. 
  • Annual Fee: $375 p.a. ongoing

ANZ is offering up to 160,000 extra ANZ Reward Points (110,000 pts + $100 back when you spend $5,000 in the first 3 months from approval & 50,000 pts when card kept 15 months) for new cardholders of the ANZ Rewards Black credit card. Includes complimentary insurance plus Apple Pay and Google Pay support.

American Express Membership Rewards

American Express Membership Rewards points are amongst the most flexible out there, with the ability to be transferred to key frequent flyer programs like Velocity, KrisFlyer and Asia Miles, as well as Qantas for Platinum and Business Platinum Card Members.

American Express® Platinum Business Card

  • Sign-up Bonus: 250,000 Membership Rewards Bonus Points + half annual Card fee of $875 (normally $1,750) in the first year*
  • Rewards Earn Rate: Earn 2.25 Membership Rewards points per $1 on all eligible business purchases, except for spend with government bodies, for which you will earn 1 point per $1 spent. 
  • Annual Fee: $875 in the first year (normally $1,750 p.a)*
  • Offer expires: 27 May 2025

Earn 250,000 Membership Rewards Bonus Points and half annual Card fee of $875 (normally $1,750) in the first year* when you apply by 27 May 2025, are approved and spend $12,000 on eligible purchases on your American Express Platinum Business Card in the first 3 months of approval. The Card is aimed at small and medium-size businesses who want to maximise their points earned, as well as business and travel benefits. T&Cs apply. Available for new American Express Card Members only.

American Express Platinum Card

  • Sign-up Bonus: 225,000 bonus Membership Rewards points
  • Rewards Earn Rate: Earn 2.25 Membership Rewards points per $1 on all eligible purchases, except for spend with government bodies, for which you will earn 1 point per $1 spent. 
  • Annual Fee: $1,450 p.a.
  • Offer expires: 8 April 2025

The American Express Platinum Card is offering 225,000 bonus Membership Rewards Points¹ for new American Express Card Members who apply by 8 April 2025 and spend $5,000 on eligible purchases in the first 3 months of approval. It also comes with up to $400 in Global Dining Credit¹¹ per calendar year and a $450 annual Travel Credit⁵. A great card for those who want to earn Membership Rewards Points on everyday spend and transferable to over 10 major Airline Rewards Partner Programs⁸. T&Cs apply.

American Express Explorer Credit Card

  • Sign-up Bonus: 100,000 bonus Membership Rewards Points
  • Rewards Earn Rate: Earn 2 Membership Rewards points per $1 on all purchases except government bodies where you will earn 1 point per $1 spent. 
  • Annual Fee: $395 p.a.
  • Offer expires: 8 April 2025

American Express is offering 100,000 bonus Membership Rewards Points for new American Express Card Members who apply for the Explorer Credit Card by 8 April 2025, are approved, and spend $4,000 on eligible purchases within the first 3 months of the approval date. Includes $400 Travel Credit each year as a regular benefit, plus free access to The Centurion® Lounge at Sydney and Melbourne airports along with a range of insurances and high points earn rates on spend. T&Cs apply. New Amex Card Members only.

You can also check out our full list of credit card offers as well as our best uses of points series.

Our roundup of credit card offers to know about this month [March 2025] was last modified: March 7th, 2025 by Daniel Sciberras