The fastest ways to earn KrisFlyer miles in Australia

We’d rate Singapore Airlines’ KrisFlyer loyalty program as one of the best in the world – and definitely one you should consider in Australia. Despite some shortcomings (mainly around how miles expire), the program has great award seat availability and excellent pricing. Plus, there are no carrier charges on Singapore Airlines flights, so the fees and taxes that you pay on the side are very low.

Earning KrisFlyer miles in Australia can be a tad trickier than collecting Qantas or Velocity Points. But with quite a few KrisFlyer partners to choose from, we’ll show you how to rack up the miles quickly.

Why consider Singapore Airlines KrisFlyer?

There’s a lot to love about the KrisFlyer program. In short, the best perks are:

• Decent award availability in Business and First Class/Suites.
• Good network from Australia to Singapore and beyond.
• Region-based award pricing means there are some excellent sweet spots.
• Access to well-regarded lounges and premium cabins.
• Low co-payments on Singapore Airlines award bookings.

As a Perth-based writer, one of my absolute favourite award bookings is from Perth to just about anywhere in South East Asia for 36,500 KrisFlyer miles in Business Class. Whether it’s just Perth-Singapore, or further afield such as Perth-Singapore-Taipei, the mileage cost is the same (and yes, the second flight from Singapore is effectively ‘free’). I routinely pay under AU$100 in taxes each way.

From the eastern states, you can soar to Europe from 116,000 KrisFlyer miles in Business Class, which certainly compares favourably to 144,600-159,000 Qantas Points. Plus, you’ll actually find seats on Singapore Airlines.

And if trying out Singapore Airlines’ Airbus A380 Suites – shown in the featured image – is on your bucket list, the 13 hr 40 min flight from Singapore to London is yours from just 125,000 KrisFlyer miles + S$60 per person! There are up to two award seats released per day, so you can travel in absolute luxury with someone special.

Earning KrisFlyer miles through credit cards in Australia

Unsurprisingly, wielding the right credit card can get your KrisFlyer balance soaring sooner. Here are our picks, based purely on KrisFlyer mile-earning potential. You can also browse the full list of KrisFlyer-earning credit cards.

1. American Express Membership Rewards cards

Amex’s family of Membership Rewards cards have the best ongoing earn rates with KrisFlyer miles. The sign-up bonuses can be quite big as well. Membership Rewards converts to KrisFlyer at 3:1.

American Express Platinum Card

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• Sign-up Bonus: 225,000 bonus Membership Rewards points
• Rewards Earn Rate: Earn 2.25 Membership Rewards points per $1 on all eligible purchases, except for spend with government bodies, for which you will earn 1 point per $1 spent. 
• Annual Fee: $1,450 p.a.
• Offer expires: 8 April 2025

The American Express Platinum Card is offering 225,000 bonus Membership Rewards Points¹ for new American Express Card Members who apply by 8 April 2025 and spend $5,000 on eligible purchases in the first 3 months of approval. It also comes with up to $400 in Global Dining Credit¹¹ per calendar year and a $450 annual Travel Credit⁵. A great card for those who want to earn Membership Rewards Points on everyday spend and transferable to over 10 major Airline Rewards Partner Programs⁸. T&Cs apply.

American Express Explorer Credit Card

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• Sign-up Bonus: 100,000 bonus Membership Rewards Points
• Rewards Earn Rate: Earn 2 Membership Rewards points per $1 on all purchases except government bodies where you will earn 1 point per $1 spent. 
• Annual Fee: $395 p.a.
• Offer expires: 8 April 2025

American Express is offering 100,000 bonus Membership Rewards Points for new American Express Card Members who apply for the Explorer Credit Card by 8 April 2025, are approved, and spend $4,000 on eligible purchases within the first 3 months of the approval date. Includes $400 Travel Credit each year as a regular benefit, plus free access to The Centurion® Lounge at Sydney and Melbourne airports along with a range of insurances and high points earn rates on spend. T&Cs apply. New Amex Card Members only.

2. St.George Amplify reward cards

St.George Amplify offers the highest KrisFlyer earn rate for a Visa or Mastercard. Amplify Points also transfer to KrisFlyer miles at a 3:1 rate.

St.George Amplify Rewards Signature

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• Sign-up Bonus: 150,000 Amplify Rewards Points
• Rewards Earn Rate: 1.5 Amplify Points for every $1 spent on eligible purchases. 
• Annual Fee: $199 in the first year, $295 p.a. ongoing
• Offer expires: 30 April 2025

St.George is offering 150,000 Amplify Rewards Points (equivalent to 75,000 Velocity Points or up to $675 in eGift cards) plus a reduced first-year annual fee for new cardholders of the Amplify Rewards Signature Card. Includes two complimentary airport lounge passes per year and you can also receive a 10% bonus reward of the points you earned for the previous year on your birthday.

St.George Amplify Rewards Platinum

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• Sign-up Bonus: 100,000 bonus Amplify Points (can get you up to $450 in eGift cards)
• Rewards Earn Rate: 1 Amplify Points for every $1 spent on eligible purchases. 
• Annual Fee: $49 for the first year, $124 p.a. ongoing

The St.George Amplify Rewards Platinum Card has 100,000 bonus Amplify Points (can get you up to $450 in eGift cards) and a reduced first year annual card fee of $49 p.a. on offer for new cardholders, along with a range of complimentary insurances.

Earning KrisFlyer miles with Pay.com.au

If you have business expenses and/or ATO bills, then Pay.com.au is a great way to earn KrisFlyer miles. Through the PayRewards program, you can opt to pay a 1-1.8% fee to earn PayRewards Points, which can later be converted to KrisFlyer. Of course, you’ll also earn full credit card points as well.

Case study with St.George Amplify Signature card

Let’s say you want to maximise your KrisFlyer mile haul from paying an AU$12,500 ATO bill. You have the St.George Amplify Signature Visa card, and the Premium plan on Pay.com.au (30 days free when you sign up).

The Pay.com.au Visa transaction fee is 1.00% with the Premium Plan. You also opt for the 2x PayRewards package at check-out, which is yours for an additional 1.8% fee. So here’s how the numbers line up.

You’re effectively paying AU$387.72 in fees (which may be tax-deductible). In return, you’re getting:

• 19,330 Amplify Points worth 9,665 KrisFlyer miles
• 25,000 PayRewards Points worth 10,000 KrisFlyer miles

All up, that’s the equivalent of 19,665 KrisFlyer Miles for AU$387. Do that twice, and you’ve earned a Business Class award ticket from Perth to Asia. Do that six times, and you would have earned enough miles to fly from Australia to Europe in Business Class.

Of course, if you combine that with credit card sign-up bonuses, you’ll get there even sooner.

Other ways to earn KrisFlyer miles in Australia

To reach your goal sooner, you can supplement your KrisFlyer strategy with a number of other partners.

• Flying on Singapore Airlines, Star Alliance and non-Star Alliance partner airlines like Virgin Australia.
• Shopping online through the KrisFlyer Spree online mall.
• Booking hotel stays.
• Booking a car rental.
• Converting hotel points from Accor and Hilton.

You can also transfer Velocity Points to KrisFlyer miles at a rate of 1.55 to 1 in either direction.

Summing up

It takes a bit more effort to earn KrisFlyer miles in Australia, but it’s certainly doable. The quickest way is through credit card spend and using Pay.com.au, if you have business expenses or personal bills. Particularly during tax time, you can leverage a hefty ATO bill into a big chunk of KrisFlyer miles.

Once Virgin Australia brings back the Velocity-KrisFlyer transfer, it’ll be even easier to boost your KrisFlyer balance. After all, it’s easier to earn Velocity Points, including through a wider range of partners such as Flybuys.

As for me? After booking two trips to Europe with Qantas and Velocity Points, I’ve got my eyes firmly set on the Airbus A380 Suites from Singapore to London next. So I’ll certainly be using these strategies to bulk up my KrisFlyer balance.