Bank Type Rewards Program Minimum Income Annual Fee International transaction Fees Monthly Points Cap Annual Points Cap Base earn rate Govt. / ATO Earn Rate Post Monthly Cap Earn Rate Post Annual Cap Earn Rate
American Express American Express Velocity Frequent Flyer - $440 3% - - 1.25 0.50 - -
American Express American Express Velocity Frequent Flyer - $95 3% - 12,000 1.00 0.50 - 0.75
American Express American Express Velocity Frequent Flyer $75,000 $249 3% - - 1.00 0.50 - -
American Express American Express Qantas Frequent Flyer - $450 3% - 100,000 1.25 0.50 - 1.00
American Express American Express Qantas Frequent Flyer - $249 3% - - 1.00 0.50 - -
American Express American Express Qantas Frequent Flyer - - 3% - - 0.75 0.50 - -
American Express American Express Qantas Frequent Flyer $75,000 $450 3% - 500,000 1.25 0.50 - 0.75
American Express American Express American Express Membership Rewards - $195 3% - - 1.00 1.00 - -
American Express American Express Membership Rewards Ascent Premium - $1,450 3% - - 2.25 1.00 - -
American Express American Express Membership Rewards Ascent Premium $75,000 $1,750 3% - - 2.25 1.00 - -
American Express American Express American Express Membership Rewards $75,000 $395 3% - - 1.50 1.00 - -
American Express American Express American Express Membership Rewards - $395 3% - - 2.00 1.00 - -
American Express American Express American Express Membership Rewards - $108 3% - - 1.00 1.00 - -
ANZ Visa ANZ Rewards - $149 - 3,000 - 1.50 - 0.50 -
ANZ Visa - - $120 - 2,000 - 1.50 - 0.50 -
ANZ Visa ANZ Rewards - $149 3% 3,000 - 1.50 - 0.50 -
ANZ Visa - - $80 3% 1,000 - 1.00 - 0.50 -
ANZ Visa ANZ Rewards - $375 3% 10,000 - 2.00 - 1.00 -
ANZ Visa Qantas Frequent Flyer - $375 - 11,250 - 0.75 0.50 0.50 -
ANZ Visa Qantas Frequent Flyer - $295 3% 2,250 - 0.75 - 0.50 -
ANZ Visa - - $87 3% - - - - - -
ANZ Visa - - $58 3% - - - - - -
ANZ Visa - - $30 3% - - - - - -
ANZ Visa - - $95 3% 250 - 0.50 - 0.25 -
ANZ Visa ANZ Rewards - $375 2.5% 15,000 - 1.50 0.50 0.50 -
ANZ Visa Qantas Frequent Flyer - $425 3% 7,500 - 1.00 - 0.50 -
Archa Master Card Archa Rewards - $1,800 - - - 1.00 0.00 - -
Bank Visa Qantas Frequent Flyer - $189 3% 20,000 - 0.75 - - -
Bank of Melbourne Visa Qantas Frequent Flyer - $295 3% - 187,500 0.75 - - -
Bank of Melbourne Visa Amplify Rewards - $295 3% - - 1.50 - - -
Bank of Melbourne Visa Qantas Frequent Flyer - $124 3% - 50,000 0.50 - - -
Bank of Melbourne Visa Amplify Rewards - $124 3% - - 1.00 - - -
Bank of Melbourne Visa Qantas Frequent Flyer - $79 3% - - 0.50 - - -
Bank of Melbourne Visa Amplify Rewards - $79 3% - - 1.00 - - -
BankSA Visa Qantas Frequent Flyer - $295 3% - - 0.75 - - -
BankSA Visa Amplify Rewards - $295 3% - - 1.50 - - -
BankSA Visa Qantas Frequent Flyer - $124 3% - - 0.50 - - -
BankSA Visa Amplify Rewards - $124 3% - - 1.00 - - -
BankSA Visa Qantas Frequent Flyer - $79 3% - - 0.50 - - -
BankSA Visa Amplify Rewards - $79 3% - - 1.00 - - -
Bankwest Mastercard Qantas Frequent Flyer - $270 - 5,000 - 1.00 - - -
Bankwest Mastercard Qantas Frequent Flyer - $160 - 1,875 - 0.75 - - 0.00
BOQ Specialist Visa Velocity Frequent Flyer $120,000 $400 3.2% 10,000 - 1.00 - 0.50 -
BOQ Specialist Visa Qantas Frequent Flyer $120,000 $400 3.2% 10,000 - 1.00 - 0.50 -
BOQ Specialist Visa Velocity Frequent Flyer - $150 3.2% - - 0.50 - - -
BOQ Specialist Visa Qantas Frequent Flyer $60,000 $150 3.2% - - 0.50 - - -
Citi Mastercard Citi Rewards - $199 3.4% 10,000 - 1.00 - - -
Citi Mastercard Citi Rewards - $199 3.4% 10,000 - 1.00 - - -
Citi Visa - $150,000 $749 3.4% - - 0.50 - - -
Citi Master Card Citi Rewards Prestige - $700 3.4% - - 1.00 - - -
Citi Mastercard Citi Rewards Prestige $150,000 $700 3.4% - - 1.00 - - -
Citi Mastercard Qantas Frequent Flyer - $350 3.4% - 100,000 0.50 - - -
Citi Mastercard Citi Rewards Premier $1 $300 3.4% - 200,000 1.00 - - -
Citi Mastercard Citi Rewards Premier $75,000 $300 3.4% - 200,000 1.00 - - -
Citi Mastercard Citi Rewards Premier $75,000 $300 3.4% - 200,000 1.00 - - -
Citi Mastercard - $75,000 $299 3.4% 3,000 - 1.00 - 0.50 -
Citi Mastercard - - $99 3.4% - - - - - -
Coles Financial Services Mastercard flybuys $25,000 $99 2.5% 6,000 - 2.00 - 2.00 -
Coles Financial Services Mastercard flybuys $25,000 - 1.5% - - 0.50 - - -
Commonwealth Bank Mastercard Commonwealth Bank Awards - Platinum & Diamond - $420 - 10,000 - 1.00 - - -
Commonwealth Bank Mastercard Commonwealth Bank Awards - Platinum & Diamond - $249 3% - 150,000 1.00 - - -
Commonwealth Bank Mastercard Commonwealth Bank Awards - Platinum & Diamond - $349 3% - 1,000,000 1.25 - - 0.00
Commonwealth Bank Mastercard Commonwealth Bank Awards - Platinum & Diamond - - 4% - 300,000 1.00 - - 0.00
Commonwealth Bank Mastercard Commonwealth Bank Awards - Classic & Gold - $59 3% - 50,000 1.00 - - 0.00
Commonwealth Bank - - - - - - - - - - -
HSBC Visa Star Alliance Rewards $75,000 $499 3% 3,000 - 1.00 0.00 0.50 -
HSBC Visa Qantas Frequent Flyer $40,000 $399 3% - 120,000 1.00 - 0.50 -
Latitude Finance Visa Infinity Rewards - - 3% - - 1.00 - - -
Latitude Finance Mastercard - - $96 - - - - - - -
Myer Visa - - $69 3% - - 1.00 0.00 - -
NAB Visa NAB Rewards - $288 - - - 1.50 - - -
NAB Visa NAB Rewards - $195 3.5% - - 0.50 - - -
NAB Visa NAB Rewards - $195 3% - - 1.00 - - -
NAB Visa - - $95 3.5% - - 0.75 - - -
NAB Visa NAB Rewards $100,000 $175 3% - - 1.25 1.25 - -
NAB Visa Qantas Frequent Flyer - $420 3% 15,000 - 1.00 - - -
NAB Visa Qantas Frequent Flyer - $295 3.5% 3,480 - 0.66 - - -
NAB Visa Qantas Frequent Flyer - $95 3.5% 1,500 - 0.50 - - -
NAB Visa Qantas Frequent Flyer $100,000 $295 3% 33,000 - 0.66 - - -
Qantas Money Mastercard Qantas Frequent Flyer $200,000 $1,200 3% 15,625 - 1.25 - 0.50 -
Qantas Money Mastercard Qantas Frequent Flyer $35,000 $399 3% 10,000 - 1.00 - 0.50 -
Qantas Money Mastercard Qantas Frequent Flyer $35,000 $99 3% 2,250 - 0.75 0.00 0.40 -
Qudos Bank Visa Qantas Frequent Flyer $75,000 $249 3.65% 2,500 - 1.00 - 0.50 -
St.George Visa Qantas Frequent Flyer - $295 3% - - 0.75 - - -
St.George Visa Amplify Rewards - $279 3% - - 1.50 - - -
St.George Visa Qantas Frequent Flyer - $124 3% - - 0.50 - - -
St.George Visa Amplify Rewards - $99 3% - - 1.00 - - -
St.George Visa Qantas Frequent Flyer - $79 3% - - 0.50 - - -
St.George Visa Amplify Rewards - $79 3% - - 1.00 - - -
Virgin Money Visa Velocity Frequent Flyer $75,000 $289 3.3% - - 1.00 - - -
Virgin Money Visa Velocity Frequent Flyer $35,000 $129 3.3% 990 - 0.66 - 0.50 -
Westpac Master Card - $30,000 $108 - - - - - - -
Westpac Mastercard - $30,000 $200 3% - - 0.50 - - -
Westpac Mastercard - $75,000 $250 3% - - 0.75 - - -
Westpac Mastercard Qantas Frequent Flyer $30,000 $200 3% - 50,000 0.50 - - -
Westpac Mastercard Altitude Rewards $30,000 $175 3% - - 1.00 - - -
Westpac Mastercard Altitude Business Rewards $30,000 $200 3% - - 1.00 0.50 - -
Westpac Mastercard Altitude Business Rewards $30,000 $150 3% 20,000 - 1.00 0.50 - -
Westpac Mastercard Qantas Frequent Flyer $75,000 $370 3% - 187,500 0.75 - - -
Westpac Mastercard Altitude Rewards $75,000 $295 3% - - 1.25 - - -